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- Tasks: Underwrite credit proposals for Buy to Let loans and assess credit risks.
- Company: Join a leading London bank with a strong reputation in the financial sector.
- Benefits: Enjoy a competitive salary of £48,000 and generous holiday perks.
- Why this job: Be part of a supportive team while making impactful credit decisions.
- Qualifications: Good communication skills and knowledge of UK lending and regulatory frameworks required.
- Other info: This is a 12-month fixed-term contract with opportunities for growth.
The predicted salary is between 48000 - 48000 £ per year.
Our London client in the Banking sector is seeking a BTL Underwriter to join the team as soon as possible on a 12 month FTC basis with a salary of £48,000 on offer. This role comes with a great perks package including generous holiday.
What does the role entail?
Working as a BTL Underwriter your main job role will be the underwriting of credit proposals, primarily of Buy to Let. You will manage the review, assessment, investigation, and minimising of credit risks associated with loan applications in accordance with the Bank's operating policies and procedures. You will also ensure the credit decisions are made within regulatory standards, credit policy and adhere to TCF principles and Customer First principles.
What skills will you have?
The ideal candidate for the BTL Underwriter position will have good communication skills, both verbal and written, knowledge of Microsoft Office products, knowledge of the UK regulatory framework, principles, and rules, knowledge of the UK lending environment as well as having relevant experience in underwriting or assessing credit proposals in BTL.
What is on offer?
This 12 month FTC position as a BTL Underwriter is the opportunity to join a supportive but hardworking team. The salary on offer is £48,000 per annum. A great incentive package is also available.
How to apply?
To be considered for this BTL Underwriter position please click apply now.
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter
✨Tip Number 1
Familiarise yourself with the latest UK regulatory framework and lending environment. This knowledge will not only help you in interviews but also demonstrate your commitment to understanding the industry.
✨Tip Number 2
Network with professionals in the banking sector, especially those who work in underwriting. Attend industry events or join relevant online forums to gain insights and potentially get referrals.
✨Tip Number 3
Prepare for situational interview questions by thinking of examples from your past experience where you successfully assessed credit proposals or managed risks. This will showcase your practical skills.
✨Tip Number 4
Research the company culture and values of the bank you're applying to. Tailoring your conversation to align with their principles, such as Customer First, can make a strong impression during interviews.
We think you need these skills to ace BTL Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a BTL Underwriter. Familiarise yourself with underwriting credit proposals and the specific requirements mentioned in the job description.
Tailor Your CV: Highlight your relevant experience in underwriting or assessing credit proposals, especially in the Buy to Let sector. Use keywords from the job description to ensure your CV aligns with what the employer is looking for.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your communication skills and knowledge of the UK lending environment. Explain why you are a good fit for the role and how your experience aligns with the company's needs.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for an underwriting role.
How to prepare for a job interview at LJ Recruitment
✨Know Your Underwriting Basics
Make sure you brush up on your knowledge of underwriting principles, especially in the Buy to Let sector. Be prepared to discuss how you assess credit proposals and manage risks, as this will be a key focus during the interview.
✨Familiarise Yourself with Regulatory Standards
Since the role requires adherence to UK regulatory frameworks, it's crucial to understand these regulations inside out. Be ready to explain how you ensure compliance in your decision-making process.
✨Demonstrate Strong Communication Skills
As a BTL Underwriter, you'll need to communicate effectively with various stakeholders. Practice articulating your thoughts clearly and concisely, both verbally and in writing, as this will likely come up in the interview.
✨Prepare Questions About the Role
Show your interest in the position by preparing insightful questions about the team dynamics, the challenges faced in underwriting, and how success is measured in this role. This demonstrates your enthusiasm and proactive attitude.
