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- Tasks: Underwrite credit proposals and manage loan application assessments.
- Company: Join a leading London bank with a strong reputation in the financial sector.
- Benefits: Enjoy a competitive salary, generous holiday, and a supportive team environment.
- Why this job: Be part of a hardworking team while making impactful credit decisions.
- Qualifications: Good communication skills and knowledge of UK lending and regulatory frameworks required.
- Other info: This is a 12-month fixed-term contract with great career development potential.
The predicted salary is between 48000 - 48000 £ per year.
Our London client in the Banking sector is seeking a BTL Underwriter to join the team as soon as possible on a 12 month FTC basis with a salary of £48,000 on offer. This role comes with a great perks package including generous holiday.
What does the role entail?
Working as a BTL Underwriter your main job role will be the underwriting of credit proposals, primarily of Buy to Let. You will manage the review, assessment, investigation, and minimising of credit risks associated with loan applications in accordance with the Bank's operating policies and procedures. You will also ensure the credit decisions are made within regulatory standards, credit policy and adhere to TCF principles and Customer First principles.
What skills will you have?
The ideal candidate for the BTL Underwriter position will have good communication skills, both verbal and written, knowledge of Microsoft Office products, knowledge of the UK regulatory framework, principles, and rules, knowledge of the UK lending environment as well as having relevant experience in underwriting or assessing credit proposals in BTL.
What is on offer?
This 12 month FTC position as a BTL Underwriter is the opportunity to join a supportive but hardworking team. The salary on offer is £48,000 per annum. A great incentive package is also available.
How to apply?
To be considered for this BTL Underwriter position please click apply now.
BTL Underwriter employer: LJ Recruitment
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter
✨Tip Number 1
Familiarise yourself with the latest UK regulatory framework and lending environment. This knowledge will not only help you in interviews but also demonstrate your commitment to understanding the role of a BTL Underwriter.
✨Tip Number 2
Network with professionals in the banking sector, especially those who work in underwriting. Attend industry events or join relevant online forums to gain insights and potentially get referrals for the position.
✨Tip Number 3
Brush up on your communication skills, both verbal and written. Practice explaining complex credit proposals clearly and concisely, as this will be crucial during interviews and in your day-to-day responsibilities.
✨Tip Number 4
Research the specific bank's operating policies and procedures. Understanding their approach to credit risk assessment will give you an edge in interviews and show that you're proactive about aligning with their values.
We think you need these skills to ace BTL Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a BTL Underwriter. Familiarise yourself with underwriting credit proposals and the specific requirements mentioned in the job description.
Tailor Your CV: Highlight your relevant experience in underwriting or assessing credit proposals, especially in the Buy to Let sector. Make sure to include any knowledge of the UK regulatory framework and lending environment.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your communication skills and explains why you are a good fit for the role. Mention your understanding of the Bank's operating policies and your commitment to adhering to TCF principles.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for an underwriting role.
How to prepare for a job interview at LJ Recruitment
✨Know Your Underwriting Basics
Make sure you brush up on your knowledge of underwriting principles, especially in the Buy to Let sector. Be prepared to discuss how you assess credit proposals and manage risks, as this will be a key focus during the interview.
✨Familiarise Yourself with Regulatory Standards
Since the role requires adherence to UK regulatory frameworks, it's crucial to understand these regulations thoroughly. Be ready to explain how you ensure compliance in your decision-making process.
✨Demonstrate Strong Communication Skills
As communication is vital in this role, practice articulating your thoughts clearly and concisely. Prepare examples of how you've effectively communicated complex information in previous roles.
✨Prepare Questions About the Team and Culture
Show your interest in the company by preparing thoughtful questions about the team dynamics and company culture. This not only demonstrates your enthusiasm but also helps you gauge if it’s the right fit for you.
