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For Companies At a Glance
- Tasks: Underwrite and manage diverse lending proposals in a dynamic corporate environment.
- Company: Join a growing Credit function in West London with a focus on innovation.
- Benefits: Competitive salary, professional growth, and a supportive team culture.
- Why this job: Make a real impact in the corporate real estate sector while developing your skills.
- Qualifications: 6-10 years in credit underwriting and strong knowledge of UK lending.
- Other info: Collaborative team with opportunities for site visits and stakeholder interaction.
The predicted salary is between 50000 - 65000 £ per year.
We are seeking an experienced Corporate & Commercial Real Estate (CRE) Underwriter to join a growing Credit function based in West London. This is a key role responsible for assessing, structuring, and managing a diverse portfolio of corporate, CRE, buy-to-let (BTL), and personal lending proposals.
The Role
Reporting directly to the Chief Credit Officer, you will play a pivotal role in underwriting and executing lending transactions, while ensuring robust risk management and regulatory compliance.
Key Responsibilities
- Underwrite Corporate, CRE, personal, and BTL loan applications, ensuring effective execution of transactions
- Assess and process lending proposals from the business team, including presenting cases to the Credit/Sanctioning Committee
- Manage end-to-end credit processes, including liaising with clients, introducers, solicitors, and valuation firms
- Conduct annual reviews of the existing credit portfolio, ensuring compliance with covenants and lending terms
- Monitor loan portfolios, identifying early warning signs, arrears, or potential problem accounts, and make recommendations
- Work closely with Originations teams to determine clear rationale for approving or declining applications
- Present proposals to Risk and other internal committees for new and existing products
- Ensure all credit decisions meet regulatory standards and align with Treating Customers Fairly (TCF) principles
- Support the Chief Credit Officer across broader Credit Department activities
- Undertake site visits where required
Key Skills & Experience
- 6-10 years' experience in credit underwriting or assessing lending proposals
- Strong knowledge of the UK lending environment and regulatory framework
- Experience across Corporate and Commercial Real Estate lending (essential)
- Proficiency in Microsoft Office
- Strong analytical and risk assessment skills
Person Profile
- Able to work independently and collaboratively within a team
- Strong attention to detail with a diligent and methodical approach
- Confident communicator with the ability to present complex information clearly
- Commercially aware, with the ability to balance risk and business objectives
- Proactive, adaptable, and motivated to take on new challenges
Key Stakeholder Interaction
- Senior leadership including Chief Credit Officer, Chief Banking Officer, and CEO
- Business Development teams, Relationship Officers, and Branch Network
- Credit Committees and internal product and administration teams
Corporate CRE Underwriter in London employer: LJ Recruitment Limited
Contact Detail:
LJ Recruitment Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate CRE Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend events, and engage on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that perfect role.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their values. We want you to be able to showcase how your experience aligns with their needs, especially in Corporate and Commercial Real Estate underwriting.
✨Tip Number 3
Practice your pitch! Be ready to explain your past experiences and how they relate to the role of a Corporate CRE Underwriter. We suggest doing mock interviews with friends or mentors to build confidence.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Corporate CRE Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Corporate CRE Underwriter role. Highlight your experience in credit underwriting and any relevant skills that match the job description. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention specific experiences that demonstrate your understanding of the UK lending environment and your analytical skills. We love a good story!
Showcase Your Skills: Don’t forget to showcase your strong analytical and risk assessment skills in your application. We’re looking for someone who can balance risk and business objectives, so give us examples of how you've done this in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at LJ Recruitment Limited
✨Know Your Numbers
Brush up on your understanding of the UK lending environment and regulatory framework. Be prepared to discuss specific metrics or case studies from your past experience that demonstrate your analytical skills and risk assessment capabilities.
✨Showcase Your Experience
Highlight your 6-10 years of experience in credit underwriting. Prepare examples of how you've successfully assessed and structured lending proposals, particularly in Corporate and Commercial Real Estate, to show you can hit the ground running.
✨Communicate Clearly
Practice presenting complex information in a clear and concise manner. You might be asked to explain your rationale for approving or declining applications, so being able to articulate your thought process is key.
✨Be Proactive and Engaged
Demonstrate your proactive nature by asking insightful questions about the company’s credit processes and portfolio management. Show that you're not just interested in the role but also in how you can contribute to the team and the broader Credit Department activities.