At a Glance
- Tasks: Investigate financial crime, monitor fraud, and conduct due diligence checks.
- Company: Established financial services organisation with a supportive culture.
- Benefits: Competitive salary, career development, and collaborative work environment.
- Other info: Join a dynamic team with opportunities for professional growth.
- Why this job: Make a real impact in fighting financial crime while growing your skills.
- Qualifications: Experience in AML/KYC and strong investigative skills required.
The predicted salary is between 24000 - 28000 € per year.
We are working with a well-established financial services organisation that is looking for a Financial Crime Operations Associate to join their Financial Crime Operations (FCO) team. This is a great opportunity for someone with solid AML/KYC and investigation experience who wants to develop their career in a supportive and collaborative environment.
Role Overview
In this role, you will be involved in investigating APP fraud, monitoring potential money mule activity, and carrying out CDD/EDD checks on high-risk and PEP customers. You will also support high-risk onboarding reviews, name screening, transaction monitoring, and general due diligence. It is a hands-on position where you will be analysing data, solving problems, and helping the business stay compliant while managing financial crime risk.
Key Responsibilities
- Investigate APP fraud cases by reviewing payment patterns, customer behaviour, and liaising with internal teams.
- Monitor for money mule activity and escalate suspicious behaviour.
- Conduct CDD and EDD checks on high-risk and PEP customers, including onboarding and ongoing reviews.
- Complete Level 1 name-screening alerts and assess high-risk payments.
- Manage and maintain name-screening workflows and respond to operational queries.
- Identify and escalate suspicious transactions, staying up to date with regulatory changes and emerging financial crime trends.
- Support wider FCO activities such as screening, fraud investigations, and transaction monitoring.
- Assist with ad-hoc projects and provide general administrative support as needed.
What We Are Looking For
- Experience in AML/KYC, CDD/EDD, financial crime investigations, and monitoring/screening.
- Good understanding of typical fraud typologies, especially APP fraud and mule activity.
- Strong awareness of the UK regulatory environment.
- Background in financial services, ideally with exposure to multiple areas of a bank or similar institution.
- Confident with MS Office and financial crime/transaction monitoring systems.
- Strong investigative mindset with the ability to spot patterns and trends in customer activity.
- Clear communication skills and comfortable speaking with colleagues as part of investigations.
- High attention to detail, proactive approach, and a willingness to learn.
- A genuine team player who can also take ownership when required.
Who You Will Work With
You will collaborate with a range of teams including: Branch and retail operations, internal support and operations teams, IT and system specialists, other banking departments, and external service providers and vendors.
Interested? Apply now.
Financial Crime Operations Associate employer: LJ Recruitment Limited
Join a well-established financial services organisation in West London as a Financial Crime Operations Associate, where you will thrive in a supportive and collaborative work culture. With a focus on employee growth, you will have the opportunity to develop your skills in AML/KYC and financial crime investigations while contributing to meaningful work that helps combat fraud. Enjoy competitive pay and the chance to work alongside dedicated professionals in a dynamic environment that values teamwork and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Operations Associate
✨Tip Number 1
Network like a pro! Reach out to people in the financial services sector, especially those working in AML/KYC roles. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of APP fraud and money mule activity. We recommend having specific examples ready to showcase your investigative skills and how you've tackled similar challenges in the past.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website for the best chance at landing that Financial Crime Operations Associate role. We’re all about making connections and helping you find the right fit in our supportive environment!
We think you need these skills to ace Financial Crime Operations Associate
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your experience in AML/KYC and financial crime investigations. We want to see how your skills match the role, so don’t be shy about showcasing relevant projects or achievements!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about financial crime operations and how your background makes you a perfect fit for our team. Keep it engaging and personal!
Showcase Your Investigative Skills:In your application, give examples of how you've tackled fraud cases or conducted due diligence checks. We love seeing candidates who can demonstrate their analytical mindset and problem-solving abilities.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at LJ Recruitment Limited
✨Know Your AML/KYC Basics
Make sure you brush up on your Anti-Money Laundering (AML) and Know Your Customer (KYC) knowledge. Be ready to discuss specific regulations and how they apply to the role, as well as any relevant experiences you've had in these areas.
✨Showcase Your Investigative Skills
Prepare examples of past investigations you've conducted, especially related to APP fraud or money mule activity. Highlight your analytical skills and how you've successfully identified suspicious patterns in customer behaviour.
✨Familiarise Yourself with Financial Crime Trends
Stay updated on the latest trends in financial crime and regulatory changes. Being able to discuss current issues will show your genuine interest in the field and your proactive approach to staying informed.
✨Communicate Clearly and Confidently
Practice articulating your thoughts clearly, especially when discussing complex topics. Since you'll be liaising with various teams, demonstrating strong communication skills will be key to showing you're a team player who can also take ownership.
