In-House Counsel (Charging) in Exeter

As our In-House Counsel (Charging), you’ll play a key role in enabling Bromford Flagship LiveWest to thrive by delivering high quality legal services across property charging and securitisation. You’ll ensure our loan facilities are fully secured and that our property stock is consistently prepared, compliant and ready to charge, supporting the Group’s funding strategy and long‑term growth.

Key Responsibilities

• Deliver high quality legal advice and support on property charging and securitisation, including financing and refinancing matters.
• Carry out legal due diligence on properties and resolve title issues or defects to ensure they are acceptable to funders.
• Ensure charging and securitisation processes are compliant, robust and continually improved.
• Work closely with development and internal teams to ensure funders’ requirements are understood and met.
• Support the achievement of rolling security requirements across the property portfolio.
• Instruct and manage external solicitors, ensuring transactions are delivered on time, within agreed fees and to a high standard.
• Act as a subject matter expert, contributing to risk awareness, innovation and continuous improvement.
• Supervise and mentor more junior colleagues, supporting their development and building capability within the team.

Why Join Bromford Flagship LiveWest

You’ll be joining a collaborative and forward‑thinking organisation where your expertise will genuinely influence how we operate. This role offers the opportunity to contribute to the implementation of a robust, efficient and future focused security charging programme, while continuing to develop your professional skills in a supportive in‑house environment.

Essential

• Strong communication skills with the ability to build effective working relationships.
• Excellent attention to detail and a commitment to delivering high quality legal practice.
• Ability to manage complex workloads independently and prioritise effectively.
• Strong IT skills with the ability to embrace change and support innovation.
• Ability to work collaboratively and support the development of more junior colleagues.
• Substantive experience in real estate law.
• Experience of advising on property charging and securitisation matters.
• Experience of managing legal due diligence and resolving title issues.
• Sound understanding of property charging, securitisation and funder requirements.
• Qualified Solicitor or Chartered Legal Executive.

Desirable

• Experience of contributing to process improvement and more efficient working practices.
• Experience of working in‑house or within a large, complex organisation.
• Knowledge of social housing or regulated sector funding environments.
• Relevant post‑qualification training in property finance or securitisation.

Please note: This role is not eligible for CoS. Applicants must have the right to work in the UK for the full duration of the role without requiring a CoS.

Our Reward And Benefits

• Working Style: Hybrid working with 2 - 3 days in the office to support your work/life balance.
• Generous Annual Leave: Start with 26 days, plus bank holidays, increasing to 30 days with length of service, and the option to purchase up to 5 extra days (pro rated for part time roles).
• Pension Contributions: Enjoy up to 9% employer contributions with our Defined Contribution scheme.
• Health Benefits and Perks: Access to a health care cash plan (worth up to £1,100 annually), virtual GP services, discounted gym memberships, and retail discounts including access to a Blue Light Card.
• Learning and Development: Invest in your future with ongoing personal and professional growth opportunities.
• Family Support: Policies designed to help you balance work and family life, including a new child payment.
• Wellbeing Matters: Prioritise your health with mental health support, enhanced sick pay, wellness campaigns, and free flu jabs.
• Smarter Travel: Save with our Cycle to Work and Car Benefit schemes.
• Giving Back: Up to four paid volunteering days a year to support our communities.

About Us

We are Bromford Flagship LiveWest, a place‑based affordable housing provider operating across the Southwest, West, Midlands and East of England. We serve more than 300,000 customers and manage over 120,000 homes, making us one of the UK’s largest and most ambitious providers of affordable homes. Our purpose is about more than housing - it’s about enabling people and communities to thrive. We are proud of our people and the difference they make every day. With around 5,500 colleagues working across diverse locations, we support our customers through great services, innovative thinking and a commitment to place‑based working.

What We Do

• Deliver and maintain social and affordable housing;
• Design and build thousands of new homes each year;
• Invest in neighbourhoods, wellbeing and community outcomes;
• Work collaboratively with partners to create places where people can truly thrive.