Finance Operations Analyst

Central London office (Fitzrovia) / hybrid (3 days in office per week).

Key internal stakeholders: Finance team, Capital Markets team, cross-LiveMore employees.

Main external stakeholders: Outsourced bookkeeper, External auditor.

LiveMore exists to challenge the unfair NOs in the mortgage world. Our mission is to empower mortgage brokers to lend more by turning NOs into YESs and by maximising affordable borrowing. By doing that whenever we can, we help our customers live more and be ready for all that’s yet to come. Using our unique LiveMore Mortgage Matcher® and LiveMore Maximum Borrowing Calculator decision engine technology, we excel at overcoming challenges involving affordability, risk and Consumer Duty. We innovate for customers and mortgage brokers in need, where others don’t – like with LiveMore’s current mortgages ‘up to’, ‘into’ and ‘in’ retirement. LiveMore is an innovative company with ambitious plans, and we know that our people are the key to achieving our goals. As evidence of our growth, in June 2025 we were recognised as one of the Top 100 Fastest Growing Companies in the UK by the Business Leaders 500. In 2025, we grew our annual lending volumes by over 80% to lend c.£350m and completed our second £200m+ securitisation.

Role: The Finance Operations Analyst will support the efficient execution of LiveMore’s operational finance processes across the group. Working closely with the Finance Manager and wider Finance team, the role focuses on payment processing, operational reconciliations and accounts payable administration, ensuring transactions are executed accurately and in line with LiveMore’s financial control framework. The role supports the smooth running of day-to-day finance operations while contributing to process improvements and operational efficiency as the business continues to scale.

Responsibilities:

• Prepare and process payment instructions relating to mortgage completions, post-completion activity and other operational transactions.
• Process supplier invoices and assist with the administration of the accounts payable function.
• Prepare and process bank payments relating to approved creditor invoices and operational finance activity.
• Post bookkeeping entries within the accounting system (Xero) in line with established accounting processes.
• Raise ad-hoc invoices where required and reconcile incoming receipts against accounting records.
• Maintain accurate supporting documentation for operational finance transactions.
• Perform bank account reconciliations and investigate discrepancies where required.
• Assist with reconciliation of key control accounts and operational finance balances.
• Support VAT preparation and related reconciliations.
• Retrieve, organise and conduct initial review of loan servicer files and supporting documentation.
• Support procurement administration and maintenance of supplier records.
• Assist with month-end processes and other finance activities as required.
• Contribute to improvements in operational finance workflows (e.g. automation) and data quality.

Requirements:

• Experience in an operational finance, accounting support or finance administration role.
• Understanding of core accounting processes and financial controls.
• Experience using accounting systems (ideally Xero or similar platforms).
• Strong Excel skills and comfort working with financial data and reconciliations.
• High attention to detail and ability to manage high-volume operational processes.
• Strong organisational skills and ability to prioritise tasks effectively.
• Clear communication skills and ability to work collaboratively across teams.
• Part-qualified accountant (ACCA, CIMA or equivalent) or working towards qualification.
• Experience in financial services or a regulated environment.
• Exposure to accounts payable or finance operations processes.
• Experience supporting process improvements or finance workflow automation.

Benefits and environment:

• Growth shares.
• Annual performance bonus (cash and growth shares).
• High-quality working environment in a central London office in the heart of Fitzrovia.
• Hybrid working (3 days per week in office).
• Employer pension contribution.
• Salary-sacrifice pension scheme, saving marginal rate on contributions.
• Salary-sacrifice nursery voucher scheme, as above.