At a Glance
- Tasks: Assess and approve mortgage cases while ensuring compliance and driving process improvements.
- Company: Join LiveMore, a fast-growing company transforming the mortgage industry.
- Benefits: Health cash plan, growth shares, supportive environment, and career development opportunities.
- Other info: Hybrid working model with a focus on wellbeing and professional growth.
- Why this job: Make a real impact in the mortgage world and help customers achieve their dreams.
- Qualifications: Experience in underwriting with strong communication and collaboration skills.
The predicted salary is between 58540 - 71548 £ per year.
Reports to: Head of Underwriting
Location: Glasgow: 3 days in the office
Contract Type: Permanent
LiveMore exists to challenge the unfair NOs in the mortgage world. That’s why our mission is to empower mortgage brokers to lend more by turning NOs into YESs and by maximising affordable borrowing. By doing that whenever we can, we help our customers live more and be ready for all that’s yet to come.
Using our unique LiveMore Mortgage Matcher® and LiveMore Maximum Borrowing Calculator decision engine technology, we excel at overcoming challenges involving affordability, risk and Consumer Duty. We innovate for customers and mortgage brokers in need, where others don’t – like with LiveMore’s current mortgages ‘up to’, ‘into’ and ‘in’ retirement.
LiveMore is an innovative company with ambitious plans, and we know that our people are the key to achieving our goals. As evidence of our growth, in June 2025 we were recognised as one of the Top 100 Fastest Growing Companies in the UK by the Business Leaders 500 and we will lend in excess of £350m this year.
Purpose
This position is primarily responsible for delivering exceptional underwriting performance and ensuring compliance with regulatory and internal standards. The core focus of the role is underwriting, with an opportunity to provide guidance and support to the Glasgow underwriting team (three team members). Leadership experience is a bonus, but not a requirement — we welcome applications from strong underwriters who are keen to collaborate and contribute to team success.
Location
Based in Glasgow three days per week (hybrid working model). Remaining days can be working from home.
Key Responsibilities
- Underwriting (Primary Focus)
- Assess and approve cases in line with policy and risk appetite.
- Ensure accuracy, fairness, and compliance in all underwriting decisions.
- Drive continuous improvement in underwriting processes and risk assessment.
- Leadership (Secondary Focus)
- Provide leadership to the Glasgow underwriting team of three, including coaching and performance coaching.
- Support team development and engagement while maintaining focus on personal underwriting responsibilities.
- Collaborate with cross-functional teams to support strategic objectives.
- Maintain compliance with all regulatory requirements and internal governance frameworks.
Skills & Experience
- Proven experience in underwriting, ideally in a senior or specialist capacity.
- Leadership experience is advantageous but not essential — a willingness to support and collaborate with colleagues is key.
- Strong communication and stakeholder engagement skills.
- Knowledge of regulatory frameworks and risk management principles.
Benefits
- Health cash plan
- Growth Shares
- Salary Sacrifice pension scheme
- Employee assistance programme
- A supportive and collaborative working environment with a Wellbeing Calendar focused on supporting mental, physical and financial wellbeing
- Structured quarterly career planning meetings with your Line Manager to support you with opportunities for professional development and promotion
Seniority level: Associate
Employment type: Full-time
Job function: Finance and Sales
Equity Release Underwriter employer: LiveMore Mortgages
LiveMore is an exceptional employer located in Glasgow, offering a dynamic and supportive work environment that prioritises employee wellbeing and professional growth. With a focus on innovation and collaboration, employees benefit from structured career planning, a health cash plan, and a salary sacrifice pension scheme, making it an attractive place for those looking to make a meaningful impact in the mortgage industry.
StudySmarter Expert Advice🤫
We think this is how you could land Equity Release Underwriter
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LiveMore Mortgages. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Equity Release Underwriter
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LiveMore Mortgages.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LiveMore Mortgages's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LiveMore Mortgages
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LiveMore Mortgages.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LiveMore Mortgages will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LiveMore Mortgages employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
