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- Tasks: Lead the development of credit risk scorecards and generate insightful models for informed decisions.
- Company: Join a forward-thinking Risk team in Cardiff County, UK.
- Benefits: Collaborative environment with opportunities for growth and skill development.
- Why this job: Make a real impact on credit strategies and enhance your analytical skills.
- Qualifications: Proven scorecard development experience and strong technical skills in SAS and SQL.
- Other info: Autonomy to drive improvements and support for career advancement.
The predicted salary is between 36000 - 60000 £ per year.
Are you an analytical thinker with a passion for building high-performing credit risk solutions? We are looking for a Senior Credit Risk Analyst with strong scorecard development expertise to join our forward-thinking Risk team. This is a fantastic opportunity to take ownership of high-impact modelling projects and influence credit strategies across the business.
What You'll Do
- Lead the development, enhancement, and monitoring of credit risk scorecards - this is the core challenge and focus of the role.
- Generate insightful PD models and analytics to support informed and effective credit decisions.
- Play a key role across the full credit risk lifecycle, ensuring models and processes drive robust and sustainable lending decisions.
- Collaborate with stakeholders across Risk, Data, and Finance to shape and optimise credit policies.
What We're Looking For
- Proven experience in scorecard development (application, behavioural, or collections).
- Background in Credit Risk - ideally within B2B lending or asset finance, though consumer/retail banking experience is also welcome.
- Strong technical skills in SAS and SQL (essential).
- Experience with Tableau and/or Python is advantageous but not mandatory.
- Solid understanding of PD modelling concepts and risk analytics.
- Broad knowledge of the credit risk cycle and how analytics support each stage.
Why Join Us?
You will be part of a collaborative team working on innovative analytics and risk strategy, with the autonomy to drive meaningful improvements and the support to grow your technical and strategic skillset. If you're ready to take the next step in your credit risk career and thrive in a role where your expertise truly counts, we would love to hear from you.
Senior Credit Risk Analyst in Cardiff employer: linkup
Contact Detail:
linkup Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst in Cardiff
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend meetups, and connect with people on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and scorecard development. We recommend doing mock interviews with friends or using online resources to get comfortable with your responses.
✨Tip Number 3
Showcase your skills! Create a portfolio of your previous work, especially any scorecards or models you've developed. This will give potential employers a tangible sense of what you can bring to the table.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining our team and contributing to our innovative projects.
We think you need these skills to ace Senior Credit Risk Analyst in Cardiff
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your scorecard development experience and any relevant credit risk projects you've worked on. We want to see how your skills align with what we're looking for, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your analytical skills can contribute to our team. Keep it engaging and make sure to connect your experience with the role's requirements.
Showcase Your Technical Skills: Since we’re keen on SAS, SQL, and any experience with Tableau or Python, make sure to mention these in your application. If you’ve got any cool projects or examples that demonstrate your technical prowess, include those too!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Plus, it’s super easy to do!
How to prepare for a job interview at linkup
✨Know Your Scorecards
Make sure you brush up on your scorecard development knowledge. Be ready to discuss specific examples of how you've built or enhanced credit risk scorecards in the past. This will show that you not only understand the theory but also have practical experience.
✨Showcase Your Technical Skills
Since strong technical skills in SAS and SQL are essential for this role, prepare to demonstrate your proficiency. You might be asked to solve a problem or analyse data on the spot, so practice your coding skills beforehand to feel confident.
✨Understand the Credit Risk Lifecycle
Familiarise yourself with the full credit risk lifecycle and how analytics play a role at each stage. Be prepared to discuss how your insights can drive robust lending decisions and improve credit strategies across the business.
✨Collaborate and Communicate
This role involves working closely with various stakeholders. Think of examples where you've successfully collaborated with teams from different departments. Highlight your communication skills and how they helped shape credit policies or strategies in your previous roles.
