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- Tasks: Assess credit risk and develop underwriting models to support business growth.
- Company: Join a dynamic financial services firm focused on sustainable growth and risk management.
- Benefits: Enjoy a collaborative work environment with opportunities for professional development.
- Why this job: Make a real impact by managing risks and driving success in the finance sector.
- Qualifications: 6+ years in financial services as a Credit Underwriter or Analyst; strong analytical skills required.
- Other info: Ideal for detail-oriented team players who thrive in a fast-paced environment.
The predicted salary is between 42000 - 84000 £ per year.
The role: As a Risk Underwriter, you will play a key role in assessing credit risk, developing underwriting models, and implementing policies to drive sustainable growth. This role is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management.
Responsibilities:
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets.
- Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Background/Experience:
- ~6 + years experience in financial services as a Credit Underwriter or Credit Analyst.
- ~ Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions.
- ~ A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement.
- ~ A grasp of multiple industries and geographies and its current business environment is an advantage.
- ~ Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
- ~ A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
- ~ Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude.
- ~ Can effectively collaborate at all levels.
Life Insurance Underwriter employer: Linklogis
Contact Detail:
Linklogis Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Insurance Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in risk management and underwriting principles. This will not only help you understand the role better but also allow you to engage in informed discussions during interviews.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work as underwriters or analysts. Attend industry events or join relevant online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Stay updated on the economic landscape and how it affects credit risk. Being able to discuss current events and their implications on the industry can set you apart from other candidates.
✨Tip Number 4
Prepare to demonstrate your analytical skills through practical examples. Be ready to discuss specific instances where you've successfully assessed risk or improved underwriting processes in your previous roles.
We think you need these skills to ace Life Insurance Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial services, particularly as a Credit Underwriter or Analyst. Emphasise your analytical skills and any experience with SME sectors to align with the job requirements.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and how your background aligns with the responsibilities outlined. Mention specific experiences that demonstrate your ability to assess credit risk and develop underwriting models.
Showcase Analytical Skills: Provide examples in your application that showcase your strong analytical capabilities. Discuss how you've used data to inform decisions and any experience you have with financial ratios and statements.
Highlight Communication Skills: Since excellent verbal and written communication skills are crucial for this role, include examples of how you've effectively communicated complex information in previous positions. If you have multilingual skills, be sure to mention them.
How to prepare for a job interview at Linklogis
✨Showcase Your Analytical Skills
As a Life Insurance Underwriter, strong analytical capabilities are crucial. Be prepared to discuss specific examples of how you've used data analysis to inform decisions in your previous roles. Highlight any experience you have with financial ratios and analysing financial statements.
✨Demonstrate Industry Knowledge
Familiarise yourself with current trends in the insurance and financial services sectors. During the interview, reference your understanding of various industries and geographies, and how this knowledge can benefit the company’s underwriting processes.
✨Emphasise Team Collaboration
This role requires effective collaboration at all levels. Share examples of how you've successfully worked within a team to achieve common goals, while also demonstrating your ability to work independently when needed.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your risk management skills. Prepare by thinking through potential credit risk situations and how you would approach them, including the development of underwriting principles and corrective actions for minimising losses.
