At a Glance
- Tasks: Analyse credit profiles and develop scoring models to enhance lending strategies.
- Company: Join a dynamic Challenger Bank known for innovative finance solutions across the UK.
- Benefits: Enjoy a competitive salary, hybrid working, pension scheme, and bonus opportunities.
- Other info: Work 3 days a week in the office for a balanced work-life experience.
- Why this job: Make a real impact in a close-knit team while learning from talented professionals.
- Qualifications: 2+ years in credit risk analytics; proficient in SAS or Python; retail banking experience required.
The predicted salary is between 36000 - 60000 £ per year.
In this role, you’ll be working a broad scoping role within a dynamic team, focusing on scorecard development/implementation, credit strategy, and insights. In this close-knit team, you’ll be given high levels of autonomy and responsibility, enabling you to create real change and drive growth.
THE COMPANY
This Challenger Bank is well-known for its data-driven and innovative consumer and business finance solutions, supporting a large number of customers across the UK. You’ll be working within a small, growing team and be able to learn from talented individuals across the business.
THE ROLE
- Provide market-leading analysis of the bank’s credit profile to inform and enhance lending decisions and strategies
- Work with and develop various forecasting and scoring models to enhance commercial value and mitigate risk
- Develop actionable insights to present to senior stakeholders within committee meetings
YOUR SKILLS AND EXPERIENCE
- 2+ Years of experience in the credit risk analytics space
- Proficiency in SAS or Python
- Experience working on strategy development
- Experience working with or on scorecards
- Retail banking experience
THE BENEFITS
- Competitive salary up to £50,000
- Hybrid working (3 days per week in the office)
- Pension scheme
- Bonus scheme
- Holiday entitlement
HOW TO APPLY
Please register your interest via the apply link on this page, or send your CV directly to hamadkhan@harnham.com.
Credit Risk Portfolio Analyst employer: LinkedIn
As a leading Challenger Bank, we pride ourselves on fostering a collaborative and innovative work environment where your contributions truly matter. With competitive salaries, hybrid working arrangements, and a strong focus on employee development, we empower our team members to drive meaningful change while enjoying a healthy work-life balance in the vibrant city of London.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Portfolio Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analytics. Understanding current market conditions and emerging technologies can give you an edge during discussions with the interviewers.
✨Tip Number 2
Network with professionals in the credit risk space, especially those who work in challenger banks. Engaging with industry experts can provide insights into the company culture and expectations, which can be invaluable during your interview.
✨Tip Number 3
Prepare to discuss specific projects where you've developed forecasting or scoring models. Be ready to explain your thought process and the impact of your work on previous lending strategies.
✨Tip Number 4
Showcase your ability to present complex data insights clearly. Practice explaining your analyses in a way that would resonate with senior stakeholders, as this is a key part of the role.
We think you need these skills to ace Credit Risk Portfolio Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your experience in credit risk analytics, particularly your proficiency in SAS or Python. Emphasise any relevant projects or roles that demonstrate your ability to develop scoring models and strategies.
Craft a Compelling Cover Letter:Write a cover letter that showcases your understanding of the role and the company. Mention your 2+ years of experience in credit risk analytics and how you can contribute to the team’s goals, especially in providing actionable insights for senior stakeholders.
Showcase Relevant Skills:In your application, clearly outline your skills related to strategy development and retail banking experience. Use specific examples to illustrate how you've successfully applied these skills in previous roles.
Proofread Your Application:Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail, which is crucial in the credit risk field.
How to prepare for a job interview at LinkedIn
✨Showcase Your Analytical Skills
As a Credit Risk Portfolio Analyst, you'll need to demonstrate your analytical prowess. Be prepared to discuss specific examples of how you've used SAS or Python in your previous roles to develop forecasting models or scorecards.
✨Understand the Company’s Credit Strategy
Research the Challenger Bank's current credit strategies and market position. This will allow you to ask informed questions during the interview and show that you're genuinely interested in contributing to their goals.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities in credit risk situations. Think about past experiences where you had to make lending decisions or develop strategies based on data analysis.
✨Highlight Your Teamwork Experience
Since you'll be working in a close-knit team, emphasise your ability to collaborate effectively. Share examples of how you've worked with others to achieve common goals, especially in high-pressure environments.
