At a Glance
- Tasks: Drive meaningful change in consumer finance products using data and coding skills.
- Company: Join Lendable, a fast-growing fintech unicorn transforming credit access.
- Benefits: Flexible working, health coverage, office meals, and competitive bonuses.
- Other info: Enjoy a dynamic work environment with opportunities for social connection and career growth.
- Why this job: Make a real impact on financial products while collaborating with exceptional teams.
- Qualifications: Experience in credit risk strategy and proficiency in Python or SQL required.
The predicted salary is between 60000 - 80000 £ per year.
hackajob is collaborating with Lendable to connect them with exceptional professionals for this role.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We’re building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About The Role
We’re looking for an analytically-minded Senior Credit Risk Analyst ready to support driving meaningful change in our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident with data, comfortable coding, and eager to solve complex problems. You’ll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
Your team’s objectives
Our credit teams are building high-performing portfolios, with bold growth targets and a commitment to responsible lending.
Within The Credit Function, Our Core Responsibilities Include:
- Optimising credit decisioning: who to lend to, how much to lend, and at what interest rate.
- Assessing and adapting to external economic conditions.
- Developing and owning models that forecast returns and guide investor reporting.
How You’ll Impact Those Objectives
- Define and refine credit strategies that align with our evolving portfolio goals.
- Discover insights from data using tools like Python and SQL to address key business questions.
- Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies.
- Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
What You’ll Need To Succeed
- Daily coding experience, with proficiency in Python and/or SQL
- Proven experience in credit risk strategy, ideally within credit card lending.
- A strategic mindset and the ability to translate complex data into clear, actionable decisions.
- A focus on delivering results that align with both commercial and customer needs.
- A collaborative, open approach and a willingness to challenge your own assumptions.
Interview Process
- An initial phone conversation with our Talent Team
- Case study interviews
- Onsite interview with Head of credit + logistical reasoning task
Life at Lendable
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Senior Credit Analyst employer: Limelight Health
Lendable is an exceptional employer, offering a dynamic work environment where innovation thrives and employees are empowered to make impactful decisions from day one. With a strong focus on employee wellbeing, flexible working arrangements, and opportunities for professional growth, Lendable fosters a collaborative culture that values creativity and resourcefulness. Join us in shaping the future of fintech while enjoying competitive benefits and a supportive community in one of the UK's fastest-growing tech companies.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Lendable on LinkedIn. A friendly chat can give you insider info and might even lead to a referral, which is always a bonus!
✨Tip Number 2
Prepare for the case study interviews by brushing up on your coding skills in Python and SQL. Practice solving real-world credit risk scenarios to show off your analytical prowess during the interview.
✨Tip Number 3
Show your passion for fintech! Research Lendable’s products and think about how you can contribute to their mission. Bring fresh ideas to the table during your interviews to stand out from the crowd.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the team at Lendable.
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your coding skills in Python and SQL, and showcase your experience in credit risk strategy. We want to see how your background aligns with our mission at Lendable!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about fintech and how you can contribute to our goals. Be sure to mention specific projects or experiences that demonstrate your analytical mindset.
Showcase Your Problem-Solving Skills:In your application, don’t just list your skills—show us how you've used them to solve complex problems in the past. We love candidates who can think outside the box and drive meaningful change, so share those success stories!
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of getting noticed. It’s the easiest way for us to keep track of your application and ensure it reaches the right people. Let’s get started on this journey together!
How to prepare for a job interview at Limelight Health
✨Know Your Numbers
As a Senior Credit Analyst, you'll be dealing with data all the time. Brush up on your Python and SQL skills before the interview. Be ready to discuss how you've used these tools in past roles to drive credit strategies or improve decision-making.
✨Understand Lendable's Mission
Familiarise yourself with Lendable's mission to revolutionise consumer finance. Think about how your experience aligns with their goals of optimising credit decisioning and enhancing portfolio performance. This will show your genuine interest in the company.
✨Prepare for Case Studies
Expect case study interviews that test your analytical skills. Practice solving real-world credit risk scenarios and be prepared to explain your thought process clearly. This will demonstrate your strategic mindset and ability to translate complex data into actionable insights.
✨Show Collaborative Spirit
Lendable values collaboration across teams. Be ready to share examples of how you've worked with product, engineering, or operations teams in the past. Highlight your open approach and willingness to challenge assumptions, as this aligns with their culture.
