At a Glance
- Tasks: Shape and evolve savings products for mass affluent clients in a dynamic banking environment.
- Company: Join Monument, the UK's only challenger bank focused on the mass affluent community.
- Benefits: Competitive salary, hybrid work model, and opportunities for professional growth.
- Other info: Collaborative culture that values diverse perspectives and encourages continuous improvement.
- Why this job: Make a real impact on how clients manage their wealth with innovative financial solutions.
- Qualifications: Experience in product management within banking or fintech, with a focus on savings products.
The predicted salary is between 60000 - 80000 € per year.
Location: London (Oxford Circus) Hybrid 2 days per week in the office
About Monument: We’re the only challenger bank in the UK, and globally, building a financial brand for the mass affluent. An incredibly valuable community, underserved by traditional banking for far too long. We exist to make managing wealth simpler, smarter and more human.
The Opportunity: You’ll own and evolve Monument’s savings proposition, shaping how mass affluent clients grow and manage their wealth through simple, compelling and high-performing products. You’ll define product strategy, prioritise delivery and work cross-functionally with Engineering, Design, Operations, Risk and Commercial teams to build scalable savings products that deliver both client value and commercial impact.
What You’ll Do:
- Own the savings product roadmap.
- Define and deliver priorities aligned to client needs, commercial performance and regulatory requirements.
- Deliver product outcomes.
- Work cross-functionally to launch and iterate on savings features, journeys and propositions.
- Drive measurable impact.
- Improve key metrics including onboarding, engagement, client volumes and balances.
- Use data to inform decisions.
- Analyse product performance and translate insight into clear actions and prioritisation.
- Collaborate across teams.
- Partner closely with Engineering, Design, Risk, Compliance, Operations and Commercial stakeholders.
- Ensure regulatory alignment.
- Deliver products in line with FCA, BCOBs, ISA and consumer duty requirements.
- Optimise client experience.
- Continuously improve journeys across onboarding, servicing and product engagement.
- Balance speed and control.
- Deliver innovation while maintaining risk awareness and operational stability.
- Influence product strategy.
- Contribute to wider proposition development and long-term product direction.
The Mindset:
- Bias to Action: You prioritise delivery and make progress visible through shipped product.
- Radical Ownership: You take full accountability for outcomes, from idea through to measurable impact.
- Challenge with Intent: You question assumptions and push for better product decisions that improve outcomes.
- Intellectual Humility: You use data and feedback to guide decisions and refine direction.
- Cross-Discipline Empathy: You collaborate effectively across Product, Engineering, Risk and Commercial teams.
What You Bring:
- Strong product management experience within banking, fintech or regulated financial services.
- Experience working on savings, deposits or closely related financial products.
- Proven ability to define and deliver product roadmaps aligned to commercial and customer outcomes.
- Strong stakeholder management across Product, Engineering, Risk and Commercial teams.
- Data-led decision making with experience using metrics to drive product improvements.
- Strong understanding of UK regulatory requirements, including FCA, BCOBs, ISAs and consumer duty.
- Experience working in Agile product teams with Engineering and Design.
- A commercially minded approach, balancing client experience, risk and business performance.
Apply Because You Want To:
- Own and shape a core revenue-generating product within a scaling challenger bank.
- Have direct impact on how clients grow and manage their wealth.
- Operate in a high-visibility role with real accountability for outcomes.
- Balance innovation with regulatory complexity in a meaningful product role.
- Work in a collaborative, delivery-focused environment with ambitious teams.
- Influence product strategy and help shape the next stage of Monument’s growth.
Our Values: At Monument, our values shape how we make decisions, how we treat each other when things get hard, and how we show up for clients who expect more than standard banking. We set ambitious goals and hold ourselves to them, not because it looks good, but because our clients' outcomes depend on it. When something isn't working, we say so early, learn from it, and move. We don't wait for perfect conditions, and we don't protect egos over progress. We work as a genuine team, which means real collaboration, honest conversations when we disagree, and shared accountability when things go wrong. We know better decisions come from different perspectives, so we actively value the range of experiences and backgrounds our people bring. We're always asking whether there's a smarter way to do what we do, not for the sake of change, but because standing still isn't an option in the market we're in.
If that sounds like how you like to work, we'd like to hear from you.
Product Manager - Savings employer: Limelight Health
At Monument, we pride ourselves on being a forward-thinking challenger bank that prioritises the growth and well-being of our employees. Located in the vibrant heart of London, our hybrid work model fosters a collaborative environment where innovation thrives, and every team member has the opportunity to shape impactful financial products for our mass affluent clients. With a strong focus on employee development, we offer a culture of radical ownership and accountability, ensuring that your contributions are recognised and valued as we collectively strive to redefine banking standards.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager - Savings
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Monument or similar companies. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Prepare for interviews by understanding Monument's values and how they align with your own. Be ready to share examples of how you've demonstrated radical ownership and cross-discipline empathy in your past roles.
✨Tip Number 3
Showcase your data-driven mindset! Be prepared to discuss how you've used metrics to inform product decisions and improve outcomes. This will resonate well with the team at Monument.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in being part of the Monument team.
We think you need these skills to ace Product Manager - Savings
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in banking or fintech, especially with savings products, and show how your skills align with our mission at Monument.
Showcase Your Data Skills:We love data-driven decision making! Include examples of how you've used metrics to improve product outcomes in your previous roles. This will demonstrate your ability to analyse performance and make informed decisions.
Emphasise Collaboration:Since you'll be working cross-functionally, it's important to highlight your teamwork skills. Share experiences where you've successfully collaborated with engineering, design, or risk teams to deliver impactful products.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to shape our savings proposition!
How to prepare for a job interview at Limelight Health
✨Know Your Product Inside Out
Before the interview, dive deep into Monument's savings products and understand their unique selling points. Be ready to discuss how you would enhance these offerings and align them with client needs and regulatory requirements.
✨Showcase Your Data Skills
Prepare examples of how you've used data to drive product decisions in your previous roles. Highlight specific metrics you've improved and how those changes positively impacted client experience and commercial performance.
✨Emphasise Cross-Functional Collaboration
Be ready to discuss your experience working with diverse teams like Engineering, Design, and Risk. Share stories that demonstrate your ability to foster collaboration and ensure everyone is aligned towards common goals.
✨Demonstrate a Bias to Action
Illustrate your proactive approach by sharing instances where you took ownership of a project from start to finish. Highlight how you balanced speed with regulatory compliance while delivering impactful results.
