At a Glance
- Tasks: Lead the creation of innovative credit products that empower customers globally.
- Company: Wise, a global tech company revolutionising money management.
- Benefits: Flexible work environment, diverse team, and opportunities for personal growth.
- Other info: Join a diverse team passionate about transparency and fairness in finance.
- Why this job: Shape the future of credit and make a real impact on financial lives.
- Qualifications: 10+ years in product management, especially in fintech or financial services.
The predicted salary is between 80000 - 100000 € per year.
Wise is a global technology company, building the best way to move and manage the world’s money. We’re on a mission to make money without borders—instant, transparent, and eventually free. The newly created Credit team is at the frontier of this mission, tasked with exploring how transparent and fair credit can empower our customers to manage their global financial lives more effectively.
As the Product Lead for Credit at Wise, you will be building Wise’s first credit products. You will be creating the Credit domain, with the remit to launch Business and consumer credit cards globally and work across Wise to define the ‘what’s next’ for other credit products. You will work with a global high performing, cross functional squad of engineers, designers and analysts, moving from strategy to the execution of high-impact pilots.
What You’ll Do
- Build the "Wise Point of View": Synthesize market research, customer pain points, and regulatory landscapes to create a definitive strategic recommendation for Wise's credit roadmap.
- Be a Customer Champion: Deeply understand the credit needs of our customer base. Use data and user research to identify where traditional credit products fail them and how Wise can solve those problems uniquely.
- Drive Strategic Execution: Work with Global Product Teams to help refine building and shipping initial versions or pilots of chosen credit features. This includes defining requirements for lean underwriting, application flows, and repayment infrastructure.
- Be Data-Driven: Use an analytical mindset (including SQL) to build financial models, forecast portfolio performance, and define the KPIs that will prove the success of our credit initiatives.
- Collaborate with Regulatory and Compliance: Work extensively with 3rd line Compliance and Product Compliance teams to ensure we solve for regulatory barriers without compromising the product experience.
- Collaborate and Influence: Work closely with Risk, Compliance, Legal, and Finance to navigate the complex global regulatory landscape and ensure any credit path we choose is scalable and robust.
What We’re Looking For
- Experience: 10+ years of experience in product management, with significant experience in fintech or financial services—specifically in high-growth or ‘0-1’ environments.
- Strategic Depth: Proven ability to take a broad, ambiguous problem space and distill it into a clear, actionable strategy and point of view.
- Credit Domain Expertise: A strong understanding of the credit ecosystem, including risk assessment, lending regulations, and the economics of different credit products.
- Data‑Driven Mindset: The ability to use data (including SQL) to inform your decisions, prove your hypotheses, and tell a compelling story to stakeholders about the future of credit at Wise.
- Bias for Action: You are hands‑on and willing to do everything needed—from deep‑dive research to writing product requirements—to make the team and product successful.
- Mission Alignment: A genuine passion for Wise’s mission and a desire to bring transparency and fairness to the world of credit.
We’re people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in. Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you. And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under‑represented demographic.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
Product Lead - Credit employer: Limelight Health
Wise is an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration among a diverse team. With a strong commitment to employee growth, Wise provides opportunities for professional development while working on groundbreaking financial products that aim to revolutionise the credit landscape globally. Located in a vibrant environment, employees enjoy the flexibility of remote work, competitive benefits, and the chance to contribute to a mission-driven company that values transparency and fairness in finance.
StudySmarter Expert Advice🤫
We think this is how you could land Product Lead - Credit
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Wise or similar companies. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Show your passion for the mission! When you get the chance to speak with someone from Wise, make sure to express how much you believe in making money without borders. It’s all about aligning with our values!
✨Tip Number 3
Prepare for interviews by diving deep into the credit ecosystem. Brush up on your knowledge of lending regulations and risk assessment. We love data-driven minds, so be ready to discuss how you can use data to shape our credit products.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining our mission to revolutionise the financial world.
We think you need these skills to ace Product Lead - Credit
Some tips for your application 🫡
Show Your Passion for the Mission:When you write your application, let your enthusiasm for Wise's mission shine through. We want to see how you connect with our goal of making money without borders and how you can contribute to that vision.
Be Data-Driven in Your Approach:Since we're all about data at Wise, make sure to highlight your analytical skills. Use examples from your past experiences where you've used data to inform decisions or drive product success. It’s a big plus for us!
Tailor Your Application to the Role:Don’t just send a generic application! Take the time to align your experience with the specific requirements of the Product Lead - Credit role. Show us how your background in fintech and product management makes you the perfect fit.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Limelight Health
✨Know Your Credit Stuff
Make sure you brush up on your knowledge of the credit ecosystem. Understand risk assessment, lending regulations, and the economics behind different credit products. This will help you articulate how you can contribute to Wise's mission of creating transparent and fair credit.
✨Data is Your Best Friend
Be prepared to discuss how you use data to inform your decisions. Familiarise yourself with SQL and be ready to share examples of how you've used data analysis to drive product strategy in the past. This will show that you have a data-driven mindset, which is crucial for the role.
✨Show Your Strategic Thinking
Think about how you would approach building Wise’s first credit products. Be ready to discuss how you would synthesise market research and customer pain points into a clear strategy. Demonstrating your ability to distill complex problems into actionable plans will impress the interviewers.
✨Align with the Mission
Express your passion for Wise’s mission of making money without borders. Share why you believe transparency and fairness in credit are important. This alignment will resonate with the team and show that you’re not just looking for a job, but genuinely want to contribute to their vision.
