Health Insurance Adviser – Fully Remote (UK)
Salary: £32,000–£40,000 basic + commission
Realistic OTE: £55,000–£70,000
Lifepoint Healthcare Ltd | Private Medical Insurance (PMI) Brokerage
We work with leading insurers including Bupa, AXA Health, Aviva, Vitality, WPA, The Exeter, Freedom Health, PHC, and others. This is an ideal role for an experienced PMI adviser looking for a professional, friendly, fully-remote environment where advice quality genuinely matters.
Join our award-winning team
We\'re a multiple award-winning Private Medical Insurance brokerage, supporting both individual and SME clients across the UK.
Our team is warm, close-knit, and known for doing things properly.
Not call-centre scripts. Not volume-driven sales. Just thoughtful, ethical advice and real client relationships.
We\'re now looking for an experienced Health Insurance Adviser to join our growing remote team.
This role suits someone who already understands how health insurance works from an advisory perspective. Applicants must have recent experience advising clients on PMI. This is not a training role.
The Role
You\'ll take ownership of advising clients on both new business and renewals, working across consumer and SME.
Your responsibilities will include:
- Advising clients on Private Medical Insurance across SME and consumer
- Managing renewals, comprehensive reviews, and mid-term needs from an adviser perspective
- Providing clear guidance on underwriting, exclusions, and medical history
- Structuring cover to client needs, budget, and risk profile
- Handling new-business enquiries end-to-end
- Identifying and advising appropriate switching opportunities to improve client outcomes
- Building long-term client relationships based on trust and clarity
- Working closely with our Client Support Team to ensure smooth delivery
- Maintaining accurate, compliant records in line with FCA standards
About You
We\'re looking for someone who:
- Has at least 3 years\' experience advising clients on Private Medical Insurance
- Has worked with insurers such as Bupa, AXA Health, Vitality, Aviva, WPA, Freedom Health etc
- Is confident explaining underwriting, moratoriums, exclusions and policy structures
- Has strong attention to detail and excellent organisational skills
- Communicates clearly, both verbally and in writing, even in sensitive conversations
- Can juggle multiple priorities calmly and efficiently
- Enjoys building long-term client relationships rather than chasing volume
- Enjoys working as part of a team and contributing ideas
- Is comfortable working fully remote (we operate like one office on Teams)
- Is organised, reliable, and takes real pride in their work
- Wants to be part of something meaningful, not just another sales role
This isn\'t a role for someone who just wants to \"get by.\"
We\'re a genuinely caring, professional, and hardworking team, and we\'re looking for an adviser who brings that same energy and pride.
What We Offer
- Basic salary: £32,000–£40,000 depending on experience
- Commission: Uncapped. Realistic OTE £55,000–£70,000
- Hours: Monday–Thursday 9:00–17:30 (flex: 9:30–18:00), early Friday finish during winter months
- Holidays: 33 days (includes
StudySmarter Expert Advice🤫
We think this is how you could land Health Insurance Adviser in London
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Lifepoint Healthcare). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Lifepoint Healthcare. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Lifepoint Healthcare.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Lifepoint Healthcare. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Lifepoint Healthcare
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Lifepoint Healthcare to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Lifepoint Healthcare, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Lifepoint Healthcare's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
