At a Glance
- Tasks: Lead debt sale optimisation and execute strategies to improve portfolio performance.
- Company: Join Oakbrook, a data-driven lender with a focus on innovation.
- Benefits: Permanent role with competitive salary and opportunities for professional growth.
- Other info: Collaborative environment with strong focus on data governance and career development.
- Why this job: Make a real impact by shaping collections strategies and driving financial results.
- Qualifications: Degree in relevant field and 3+ years in analytics, preferably in financial services.
The predicted salary is between 60000 - 80000 £ per year.
Oakbrook is a growing, data-driven lender where analysts have real influence — working directly with senior stakeholders and contributing to decisions that shape portfolio performance. This role sits within the Collections Strategy team and leads on the optimisation and execution of Oakbrook's debt sale programme, working across the full cycle from portfolio selection and segmentation through to post-sale performance tracking and stakeholder management. Alongside this, the role offers opportunities to develop and deploy collections and recoveries strategies earlier in the account journey. The successful candidate will bring strong analytical capability, a curiosity to challenge existing approaches, and a clear drive to deliver financial results.
Responsibilities
- Debt sale optimisation and execution – own the end-to-end debt sale cycle including portfolio selection and segmentation, pricing and valuation analysis, post-sale performance tracking and learning loops to continuously improve future outcomes.
- Identify opportunities to improve portfolio performance and customer outcomes through strategy optimisation and innovation, including automation and AI where they deliver measurable benefits.
- Design and deploy collections and recoveries strategies to improve cure rates within a champion / challenger framework, including model building and customer treatment path design.
- Build compelling stories with data that clearly explain opportunities with insight, recommendations, expected impacts and risks tailored to senior stakeholders.
- Ensure regulatory guidance and rulesets are reflected in strategy design and ongoing optimisation, escalating risks as required.
- Produce clear, accurate and timely MI to monitor portfolio performance vs objectives and budgets, covering departmental use, executive reporting and committee packs.
- Work closely with Credit Risk, Data Science, Responsible Lending, Operations and Product Owners to align approaches, shape requirements, and deliver the Collections change roadmap.
- Support effective data governance and documentation, ensuring strategy and MI outputs are well‑controlled and audit ready.
KPIs & Deliverables
- Timely and well‑executed debt sales with documented learnings feeding into future sales.
- Measurable improvement in debt sale proceeds through pre‑sale strategy, segment optimisation and pricing analysis.
- A pipeline of prioritised strategy opportunities (with quantified impact sizing) feeding into the Collections roadmap.
- High‑quality MI and insight packs that clearly track debt sale and recoveries outcomes, explain drivers, and recommend actions for approval forums.
Qualifications
- Degree level education in a relevant subject (e.g. mathematics, economics, data science, business, finance).
- 3+ years’ experience in an analytics role (ideally within financial services), with evidence of improving outcomes through strategy optimisation.
Skills
- Technical
- Strong analytical capability with hands‑on experience in SQL.
- Proficiency in data manipulation and analysis in Python or R is beneficial.
- Data visualisation and dashboard creation, with Power BI or other tools, is beneficial.
- Experience using AI, Claude Code or other tools, to drive business benefit is beneficial.
- Non-Technical
- Highly motivated with a clear drive to deliver measurable results – comfortable owning outcomes, not just producing analysis.
- Naturally curious with a willingness to challenge existing approaches and propose better alternatives, backed by evidence.
- Understanding of collections strategies, operational levers, and forbearance tools.
- Customer‑first mindset, ensuring strategies deliver fair and appropriate outcomes.
- Knowledge of UK consumer credit regulation / legislation and the need to evidence good customer outcomes.
- Strong communication and presentation skills; able to clearly explain complex analysis, strategy proposals and trade‑offs to senior stakeholders.
Senior Collections and Recoveries Analyst in Nottingham employer: Liberis
At Oakbrook, we pride ourselves on being a dynamic and data-driven lender that empowers our analysts to make impactful decisions alongside senior stakeholders. Located in Nottingham, we foster a collaborative work culture that prioritises employee growth through innovative strategies and continuous learning opportunities. With a focus on optimising collections and recoveries, our team is dedicated to delivering meaningful results while ensuring a customer-first approach, making Oakbrook an exceptional place for those seeking a rewarding career in financial services.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Collections and Recoveries Analyst in Nottingham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Liberis. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Collections and Recoveries Analyst in Nottingham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Liberis.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Liberis's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Liberis
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Liberis.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Liberis will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Liberis employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
