At a Glance
- Tasks: Lead credit risk management for financial institutions, reviewing submissions and providing strategic recommendations.
- Company: Join a leading global bank focused on innovative financial solutions and client relationships.
- Benefits: Enjoy competitive pay, professional development opportunities, and a dynamic work environment.
- Why this job: Be part of a critical team shaping financial strategies and making impactful decisions in the industry.
- Qualifications: Extensive credit risk experience, degree-level education, and relevant professional qualifications required.
- Other info: This role offers a chance to engage with top-tier clients and influence business growth across EMEA.
The predicted salary is between 72000 - 108000 £ per year.
Job Description
Role Summary:
- Senior level critical challenge, detailed review of credit submissions from Front Office, providing recommendations to Senior Approvers within CD, EMEA or Head Office.
- Exercising Credit Officer level delegated authority, with appropriate skill and judgement (Authority would be considered after clearing 6+ months initial period)
- Provide effective credit management of client relationships and exposures within designated sectors within the FI credit portfolio across EMEA.
- Contribute to the development of our strategic business growth areas (Hedge Fund / Fund Finance / Securitization portfolio, NBFI team and wider FI team within CD, to support the Business Strategy of EMEA.
Candidate Profile / Search Criteria:
- Seasoned credit professional with extensive credit risk experience leading and negotiating deals either in a front office or second line credit role, likely to have been gained from a market leading bank with experience over more than one credit cycle.
- Deep knowledge and experience managing credit risk with solid understanding of Hedge Fund clients (particularly due diligence, rating assessment of hedge funds, limit setting) being essential, and understanding of other NBFI types is desirable (such as insurance, funds, investment trusts, asset managers, and non-bank lenders in developed countries).
- Extensive product knowledge covering all major derivative instruments and repo, knowledge of trading credit risk and experience leading complex legal negotiations for associated documentation (including ISDA/CSAs, MRA, GMRA, MSLA). Product and legal documentation knowledge in wider FI types highly preferred (lending, trade finance, fund finance, etc).
- Degree level education and / or relevant professional qualifications (e.g.: ACA, ACCA, ACT, CFA), and a track record of continued learning and development.
About the team / function and department:
- A second line of defence role providing credit risk management / oversight of new credit transactions for Non-Bank Financial Institutions, Fund Finance (e.g. NAV Finance) and Securitization.
- The team’s coverage includes, Banks, Sovereigns, all NBFIs (e.g. Insurance, Funds, Asset Managers, Securities Firms, Broker Dealers, Consumer Lending, etc.), Fund Finance and Securitization in all the EMEA regions.
- Manage the portfolio from a credit perspective, including applications and approval process, and proactively monitor emerging credit developments in conjunction with Front Office (first line of defence).
- Act as a senior within the team, primarily focusing on either NBFIs, Hedge Funds, Fund Finance and/or Securitization. Secondary coverage includes Banks and Sovereigns.
- Engage with Front Office professionals, help shape risk appetite, participate in credit due diligence sessions and provide appropriate challenge on risk issues / develop workable solutions to mitigate risk issues.
Director - Credit Risk Management - Financial Institutions and NBFI\'s - Global Corporate and Inve... employer: LH Partners
Contact Detail:
LH Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Director - Credit Risk Management - Financial Institutions and NBFI\'s - Global Corporate and Inve...
✨Tip Number 1
Network with professionals in the credit risk management field, especially those who have experience with Hedge Funds and NBFIs. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in credit risk.
✨Tip Number 2
Stay updated on regulatory changes and market developments affecting credit risk management. This knowledge will not only enhance your discussions during interviews but also demonstrate your commitment to the field.
✨Tip Number 3
Prepare to discuss specific examples of your experience in managing credit risk, particularly with Hedge Funds and complex legal negotiations. Highlighting your past successes will help you stand out as a strong candidate.
✨Tip Number 4
Familiarise yourself with the key players in the financial institutions sector and their credit products. Understanding their strategies and challenges will allow you to engage more effectively during interviews and show that you're well-prepared for the role.
We think you need these skills to ace Director - Credit Risk Management - Financial Institutions and NBFI\'s - Global Corporate and Inve...
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your extensive credit risk experience, particularly in managing relationships with Hedge Funds and NBFIs. Use specific examples from your past roles to demonstrate your skills in credit submissions and negotiations.
Craft a Compelling Cover Letter: In your cover letter, emphasise your understanding of the credit risk landscape and your ability to contribute to strategic business growth areas. Mention your familiarity with derivative instruments and legal documentation relevant to the role.
Showcase Relevant Qualifications: Clearly list your degree and any professional qualifications such as ACA, ACCA, ACT, or CFA. Highlight any continued learning or development initiatives that showcase your commitment to the field.
Prepare for Potential Questions: Anticipate questions related to your experience with credit risk management and your approach to due diligence and risk assessment. Be ready to discuss how you would engage with Front Office professionals and shape risk appetite.
How to prepare for a job interview at LH Partners
✨Showcase Your Credit Risk Expertise
Make sure to highlight your extensive experience in credit risk management, especially with Hedge Funds and NBFIs. Be prepared to discuss specific deals you've led or negotiated, demonstrating your deep understanding of credit cycles and risk assessment.
✨Demonstrate Strategic Thinking
Discuss how you can contribute to the strategic business growth areas mentioned in the job description. Prepare examples of how you've previously supported business strategies through effective credit management and relationship building.
✨Prepare for Technical Questions
Expect questions about derivative instruments, trading credit risk, and legal documentation like ISDA/CSAs. Brush up on your knowledge of these areas and be ready to explain complex concepts clearly and confidently.
✨Engage with Real-World Scenarios
Be ready to engage in discussions about current credit developments and how they might impact the portfolio. Use recent market trends or case studies to illustrate your analytical skills and proactive approach to credit risk management.