At a Glance
- Tasks: Lead risk management in Treasury and Balance Sheet at a fintech challenger bank.
- Company: Castle Trust Bank, a dynamic fintech with a focus on innovation.
- Benefits: Competitive salary, performance bonuses, generous leave, and private healthcare.
- Other info: Hybrid working model with a supportive and inclusive culture.
- Why this job: Join a forward-thinking team and make a real impact in risk management.
- Qualifications: Experience in Treasury functions and strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
The opportunity We have an opportunity for a Treasury & Balance Sheet Risk Manager to join us on the exciting and rewarding path we are taking here at Castle Trust Bank. We pride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail finance lending and savings accounts to a variety of customers. This is a unique opportunity to join our Risk team to lead on the development of a comprehensive 2nd line capability to monitor and manage risks arising in the Treasury function and the overall Balance sheet of Castle Trust Bank, covering: Capital; Liquidity; Market (Interest Rates); Wholesale Credit; Accounting Volatility (behavioural and rates). You will maintain a robust risk framework, ensuring effective policies, limits and oversight across key risk drivers. This includes managing and challenging risk models, supporting regulatory submissions, and delivering clear reporting to ExCo and the Board. You will collaborate with Treasury, Finance and risk colleagues to provide strong first and second line challenge and drive effective risk management across the organisation. The role will be on a hybrid working arrangement, 3 days a week from our London office and the rest of the week from home.
Minimum Requirements
- Demonstrable experience working in the Treasury function of a retail bank and/or consultancy servicing the same
- Strong understanding of IRRBB risk
- Understanding of Liquidity risk, including PRA requirements in the context of a small medium sized bank
- Proven ability to negotiate and influence
- Strong numeracy skills and exposure to modelling/data/analytics
- Effective presentation skills
Desirable Requirements
- Exposure to Accounting Volatility risk arising from models, assumptions and market indices embedded into accounting valuations
- Understanding of Accounting volatility
- Understanding of Capital risk including PRA requirements in the context of a small medium sized bank
- Understanding of Model Risk Management approaches
- Understanding of Counterparty Credit Risk Management
- Exposure to a small/medium size bank culture
- Relevant postgraduate degree or professional qualification
What’s in it for you
As well as a competitive salary, we offer an annual performance related bonus (up to 10% of base salary) based on individual and company performance. In addition, a generous contributory pension scheme through Hargreaves Lansdown, life assurance, 25 days annual leave (plus bank holidays on top) with the option to buy/sell up to 5 additional days (terms apply). In addition, you will receive an extra day paid annual leave for Volunteering. Wellbeing is also high on our agenda, and we offer private healthcare through Equipsme. In addition, all colleagues have free access to BHFS RiseEAP to support their health and wellbeing. We also offer free eye test vouchers and discounted gym membership, and if that’s not enough, we also offer season ticket travel loans (if applicable).
Caught your attention? If so, we’d love to talk to you and tell you more about what it’s like to work at Castle Trust Bank - The PlaceToWork! Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit. We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact us.
Treasury & Balance Sheet Risk Manager employer: LGBT Great
Castle Trust Bank is an exceptional employer that fosters a dynamic and inclusive work culture, offering a unique opportunity for growth within the fintech sector. With a strong focus on employee wellbeing, we provide competitive benefits including a performance-related bonus, generous annual leave, and private healthcare, all while promoting a collaborative environment where your contributions directly impact our success. Join us in our London office for a hybrid working arrangement that supports both professional development and personal balance.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury & Balance Sheet Risk Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like LGBT Great. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury & Balance Sheet Risk Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LGBT Great.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LGBT Great's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LGBT Great
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LGBT Great.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LGBT Great will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LGBT Great employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
