At a Glance
- Tasks: Lead Kriya's risk strategy and oversee the full credit lifecycle.
- Company: Join a leading fintech company transforming embedded finance.
- Benefits: Competitive salary, mentorship opportunities, and a dynamic work environment.
- Other info: High-impact role with excellent career growth potential.
- Why this job: Shape the future of digital lending with cutting-edge AI tools.
- Qualifications: 7-10 years in finance, strong analytical skills, and leadership experience.
The predicted salary is between 100000 - 150000 € per year.
Kriya's suite of financial tools keeps business flowing brilliantly by providing frictionless access to payments, credit and working capital through seamless integrations and instant credit decisions. Founded in 2011, Kriya has helped businesses collect over £28 billion in B2B payments, and advanced over £3.7 billion worth of credit through working capital and business loans. Kriya has a wide-reaching network of strategic partners including Barclays Bank, Stripe, Halfords and the British Business Bank, and is backed by prestigious equity investors including Northzone, Barclays Bank and Mouro Capital (owned by Santander Bank).
About the role: We’re looking for an exceptional Head of Risk to join our leadership team and take end-to-end ownership of risk strategy and execution across the business. This is a high-impact, high-visibility role reporting directly to the CEO.
As Head of Risk, you’ll lead the development and execution of Kriya’s enterprise-wide risk framework and collaborate with Commercial, Product, Data, Finance and Legal teams. You’ll oversee the full credit lifecycle—from analytics, underwriting and structuring, through monitoring, compliance and collections—while guiding a high-performing risk team. Also, you will lead the use of AI and Advanced Risk analytics across the risk function. This is a rare opportunity to shape the future of embedded finance and digital lending at a company with massive reach and momentum.
What You’ll Do:
- Develop and lead Kriya’s risk strategy across all business lines, products, and geographies.
- Serve as a key advisor to the CEO and Board on risk appetite, governance, and portfolio.
- Lead, grow, and mentor a high-performing Risk team (8 people on day one).
- Guide collections strategy and recovery workflows, ensuring efficiency and customer-centricity.
Requirements:
- 7-10 years in debt capital markets, structured finance or corporate banking with a track record of leading complex credit transactions.
- STEM degree with strong analytical and decisioning skills.
- Based in London or open to relocation to London.
- Experience overseeing complex underwriting and deal structuring.
- Demonstrated leadership across multiple dimensions of risk.
- Proven ability to build and manage diversified portfolios and optimise risk-adjusted returns.
- Advanced analytical skills: financial modeling, large-data interrogation and critical credit assessment.
- Good communication and conflict resolution skills.
- Interest/Experience in leveraging AI tools.
Head of Credit Risk and Fraud in London employer: LGBT Great
Kriya is an exceptional employer that fosters a dynamic and innovative work culture, where employees are empowered to shape the future of embedded finance and digital lending. With a strong focus on professional growth, Kriya offers unique opportunities for leadership development and collaboration across diverse teams in a vibrant London setting. The company's commitment to leveraging cutting-edge technology, including AI, ensures that employees are at the forefront of industry advancements while enjoying the benefits of a supportive and high-impact environment.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Credit Risk and Fraud in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with Kriya's team on LinkedIn. Building relationships can open doors that applications alone can't.
✨Tip Number 2
Prepare for interviews by researching Kriya’s products and risk strategies. Show us you understand our mission and how your experience aligns with our goals. Tailor your answers to highlight your leadership in risk management.
✨Tip Number 3
Don’t just wait for job postings! If you think you’d be a great fit for Kriya, reach out directly through our website. A proactive approach can really make you stand out from the crowd.
✨Tip Number 4
Showcase your analytical skills! Prepare examples of how you've used data to drive decisions in past roles. We love candidates who can demonstrate their ability to leverage AI and advanced analytics in risk management.
We think you need these skills to ace Head of Credit Risk and Fraud in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Head of Credit Risk and Fraud role. Highlight your experience in debt capital markets, structured finance, and any leadership roles you've had. We want to see how your skills align with Kriya's needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of your achievements in risk strategy and team leadership. We love a good story that showcases your expertise!
Showcase Your Analytical Skills:Since this role requires advanced analytical skills, make sure to highlight your experience with financial modelling and data analysis. We want to see how you’ve used these skills to drive results in previous roles!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensure it gets the attention it deserves. We can’t wait to see what you bring to the table!
How to prepare for a job interview at LGBT Great
✨Know Your Risk Framework
Make sure you understand Kriya's risk strategy and how it integrates with their financial tools. Familiarise yourself with the key components of an enterprise-wide risk framework, as you'll need to discuss how you can lead and develop this at Kriya.
✨Showcase Your Leadership Skills
Prepare examples that highlight your experience in leading high-performing teams. Think about specific situations where you've mentored team members or guided them through complex credit transactions, as this will be crucial for the role.
✨Demonstrate Analytical Prowess
Brush up on your analytical skills, especially in financial modelling and data interrogation. Be ready to discuss how you've used these skills in past roles to optimise risk-adjusted returns and make informed decisions.
✨Engage with AI Tools
Since Kriya is looking to leverage AI in their risk function, come prepared to discuss your experience with AI tools. Share any relevant projects or insights on how AI can enhance risk assessment and decision-making processes.
