At a Glance
- Tasks: Lead data analysis to shape credit strategy and optimise portfolio performance.
- Company: Join a diverse and inclusive team at Vanquis Bank.
- Benefits: Enjoy 25+ days holiday, workations, birthday leave, and enhanced parental leave.
- Other info: Collaborative culture focused on continuous improvement and customer understanding.
- Why this job: Make a real impact with your analytical skills in a supportive environment.
- Qualifications: 3+ years in data analytics, strong SQL skills, and a passion for insights.
The predicted salary is between 55000 - 65000 € per year.
We care about your wellbeing, not just your work. Our benefits are designed to support your life, your health and your growth:
- Holidays: 25 days (rising to 30) + buy/sell up to 5 days + swap up to 4 bank holidays.
- Pension: Up to 10% employer contribution.
- Enhanced Leave: Enhanced maternity (post-probation), 4 weeks’ paternity, and paid neonatal & carers leave.
- Workations: Work abroad for up to 20 days a year in approved countries.
- Birthday Leave: Your birthday off—paid.
- Volunteering: 2 paid volunteering days.
- Learning: Access to Learning for all colleagues.
- Financial Wellbeing: Free Snoop Premium subscription.
- Healthcare: Self-pay Denplan & optional Private Medical Insurance.
The Role
As a Lead Analyst, Portfolio Analytics, you’ll play a pivotal role in shaping our business strategy by delivering comprehensive portfolio monitoring and actionable insights for our Cards portfolio, while also providing occasional analytical support for Vehicle Finance and 2nd Charge Mortgages. You’ll lead the development and optimisation of Management Information reporting suites, analyse customer behaviours, and use advanced analytics to identify trends, risks, and opportunities. Your insights will directly influence credit strategy, risk appetite, and operational decisions, ensuring we balance risk and reward effectively while keeping the customer at the heart of everything we do.
You’ll be joining a collaborative, high-performing team that thrives on sharing knowledge and driving continuous improvement. Working closely with the Portfolio Analytics and Forecasting Manager, Credit Risk Strategy Managers, and colleagues across risk, finance, and product, you’ll be part of a supportive environment where your analytical skills and curiosity are valued. We’re passionate about understanding our customers and making data-driven decisions that deliver positive outcomes.
As a Lead Analyst, Portfolio Analytics, you will:
- Perform in depth reviews of customer performance, providing valuable insight and giving recommendations for credit strategy updates.
- Analyse portfolio data and variances to forecasts and lead on discussions and challenges that help inform the development of policy, scorecards, and strategies.
- Lead data-driven proposals to define appropriate Risk Appetite Metrics, taking measured credit risk in pursuit of strategic objectives and monitoring exposures on an ongoing basis ensuring appropriate thresholds are set.
- Build a robust reporting framework to support the Credit Risk forecasting models for the credit cards portfolios and to predict trends, risks, and opportunities.
- Investigation and development of new data sources to be used for analysis working with stakeholders across project and transformational change programs.
- Use statistical models and advanced data analytics techniques to provide actionable insights into portfolio performance, risk exposure, and credit quality.
- Regularly track and assess portfolio performance, using forecasting data to inform operational strategies and explain deviations from forecasts where necessary.
- Ensure compliance with policies, procedures and external regulatory frameworks and ensure that the principles of responsible lending are upheld in line with the Group’s Responsible Lending Policy.
What We’re Looking For
- 3+ years’ experience in data analytics, cards portfolio analysis, or a related field within the consumer credit industry.
- Strong background in Consumer Lending performance monitoring, with knowledge of IFRS9 impairments is highly beneficial.
- SQL is essential for this role, and experience with other analytics tools such as Snowflake, Power BI, and Python would be highly beneficial.
- Proven ability to succeed in an analytical team, prioritising tasks and delivering strategic guidance.
- Skilled at turning complex data into clear business insights and communicating results to non-technical audiences.
- Strong attention to detail and a passion for accuracy in performance monitoring and delivering insight.
- Advanced Excel to analyse complex data and create clear, compelling PowerPoint presentations for senior stakeholders - essential.
Offers are subject to satisfactory background checks, including credit, fraud, and employment references.
Equal Opportunities
Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here. We believe diversity enriches our teams and helps us better support our customers.
Lead Analyst , Portfolio Analytics employer: LGBT Great
At Vanquis Bank, we prioritise your wellbeing and professional growth, offering an impressive benefits package that includes 25 days of holiday (increasing to 30), enhanced parental leave, and the unique opportunity to work abroad for up to 20 days a year. Our collaborative work culture fosters continuous improvement and values your analytical skills, ensuring you have the support and resources needed to thrive in your role as Lead Analyst, Portfolio Analytics, while making a meaningful impact on our customers' experiences.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Analyst , Portfolio Analytics
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you tailor your responses and show that you're genuinely interested in being part of the team.
✨Tip Number 3
Practice your analytical skills! Brush up on SQL and other tools mentioned in the job description. Being able to demonstrate your technical abilities during interviews can set you apart from the competition.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our awesome team.
We think you need these skills to ace Lead Analyst , Portfolio Analytics
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your data analytics experience, especially in consumer lending, to show us you’re the right fit for the Lead Analyst role.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about portfolio analytics and how your insights can drive our credit strategy. Be specific about your achievements and how they relate to the role.
Showcase Your Analytical Skills:In your application, don’t just list your technical skills—show us how you’ve used them in real-world scenarios. Mention any experience with SQL, Power BI, or Python that demonstrates your ability to turn complex data into actionable insights.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at LGBT Great
✨Know Your Numbers
As a Lead Analyst, you'll be expected to handle data like a pro. Brush up on your SQL skills and be ready to discuss how you've used data analytics in previous roles. Prepare specific examples of how your insights have influenced business decisions.
✨Understand the Business
Familiarise yourself with the consumer credit industry, especially around cards portfolio analysis. Be prepared to discuss trends, risks, and opportunities in this space. Showing that you understand the bigger picture will impress your interviewers.
✨Communicate Clearly
You’ll need to turn complex data into clear insights for non-technical audiences. Practice explaining your past projects in simple terms. Use storytelling techniques to make your points relatable and engaging during the interview.
✨Show Your Team Spirit
This role is all about collaboration. Be ready to share examples of how you've worked effectively in teams. Highlight your ability to share knowledge and drive continuous improvement, as this aligns perfectly with the company culture.
