Corporate Credit Risk Officer (Associate)

Company Overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership.

Department Overview

Credit Risk Management EMEA consists of around 20 London-based analysts which work in one of four areas: Financial Institutions, Sovereigns and related entities, Hedge Funds and Corporates. In addition, the analysts are supported by colleagues based in India. The department is responsible for analysing counterparties, assigning ratings, opining on trade structures and mitigating features, and analysing transactions. We work closely with colleagues in the front office, other areas of risk and in other regions. Each analyst is responsible for monitoring and managing exposure to a portfolio of counterparties.

Role Description

This role would sit in the EMEA Corporate Credit Team which is responsible for approving Loans and derivatives transactions across a number of business units. The role would primarily focus on supporting Nomura’s Infrastructure, Acquisition Leveraged Finance (ALF) and Risk Solutions (corporate derivatives) franchises in EMEA. The role would be an Associate position within the credit risk team, responsible for due diligence process, portfolio monitoring and assessment of underwriting risk.

Primary Responsibilities

• Conduct credit due diligence on new transactions including business review, financial analysis, stress cases and financial modelling.
• Work closely with the origination team.
• Actively participate in credit discussions, challenging the deal teams and presenting credit views.
• Evaluate transaction structure, pricing and syndication risk.
• Produce credit risk memorandum focused on risk and mitigants.
• Brief senior management and liaise with clients when required.
• Involved in the loan portfolio management and the production and presentation of ad hoc analysis.
• Broaden scope of responsibilities by exerting credit approval authority in other product areas including Corporate short term financing, private credit, fund financing and stock lending.
• Work closely with Executive Directors and VPs in the Credit Team, benefiting from ongoing support and training.

Key Objectives Critical to Success

• Confident credit analyst, able to build its own credit views and defend them strongly.
• Value-added interface with business and senior management.
• Flexibility in working on various transactions simultaneously and meeting deadlines.
• Knowledge of corporate finance concepts and cash flow lending.

Skills, Experience, Qualifications and Knowledge Required

• Background in corporate credit with experience in Infrastructure desirable but not a pre-requisite.
• Financial/business qualification such as CFA, Master’s degree, MBA is an advantage.
• Previous experience in a similar credit risk department, deal team, rating agency or credit fund will be considered.

Diversity & Inclusion

Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve creating an inclusive environment for all our employees. We welcome all applications and do not discriminate on the basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long-term health condition, please do not hesitate to contact us.