At a Glance
- Tasks: Manage and grow a portfolio of Commercial/SME clients while delivering top-notch service.
- Company: Join a dynamic banking branch in Southall, London with a focus on commercial growth.
- Benefits: Competitive salary, career development opportunities, and a supportive team environment.
- Other info: Opportunity to mentor junior staff and contribute to branch initiatives.
- Why this job: Make a real impact by building strong client relationships and driving business success.
- Qualifications: 5+ years in banking, strong relationship management, and credit analysis skills required.
The predicted salary is between 50000 - 60000 £ per year.
We are seeking an experienced and commercially driven Relationship Manager to join a busy Southall branch. This is a key role focused on managing and growing a portfolio of Commercial and SME clients, driving profitable volume growth while maintaining robust credit oversight and regulatory standards. The role offers strong exposure across lending, deposits, trade and FX referrals, and Islamic finance solutions within a structured, performance-led banking environment.
The Role
You will manage an assigned portfolio of Commercial / SME customers, delivering value-added sales and high-quality service while identifying new business opportunities. A key aspect of the role is maintaining portfolio health — identifying early warning signs, managing renewals proactively, and ensuring all lending is in line with policy and risk appetite.
Key Responsibilities
- Manage and grow a portfolio of Commercial / SME clients
- Build strong client relationships through proactive networking and meetings
- Identify cross-sell opportunities including Trade, FX and Islamic finance solutions
- Ensure adherence to Treating Customers Fairly (TCF) principles
- Commercial Growth
- Deliver targeted asset and deposit growth
- Structure and negotiate client proposals for lending and deposits
- Submit high-quality credit applications to internal credit teams
- Disburse lending in line with agreed branch targets
- Credit & Control
- Manage credit renewals within policy and timescales
- Monitor excesses and key risk indicators across the portfolio
- Ensure Enhanced Due Diligence requirements are completed
- Maintain strong compliance oversight in line with FCA/PRA standards
- Manage SLAs for account openings and documentation
- Branch & Team Contribution
- Support junior RMs / RSOs with complex credit queries
- Prepare and present cases to Credit Committees where required
- Contribute to MI, governance reporting and branch initiatives
- Champion strong diary management and pipeline discipline
Requirements
- Minimum 5 years’ experience in a Relationship Manager or equivalent banking role
- Strong Commercial / SME lending experience
- Proven ability to grow assets and deposits
- Solid credit analysis and proposal writing skills
- Experience presenting cases to Credit Committees
- Strong understanding of regulatory and conduct requirements
- Line management or mentoring experience would be advantageous
- Financially astute and numerate
- Strong relationship management and negotiation skills
- Confident communicator with excellent presentation ability
- Strong knowledge of core banking products and processes
- Highly organised with disciplined pipeline management
What We’re Looking For
- Commercially focused and target-driven
- Strong risk awareness and portfolio discipline
- High integrity and regulatory accountability
- Ability to balance business growth with credit quality
- Confident operating in a structured, performance-led branch environment
Relationship Manager employer: Levrara Consulting Group
Levrara Consulting Group is an exceptional employer that fosters a dynamic and inclusive work culture, offering employees the chance to thrive in a modern technology environment. With a focus on professional growth, team collaboration, and a hybrid work model in London, employees benefit from a supportive atmosphere that encourages innovation and skill development, making it an ideal place for those seeking meaningful and rewarding careers in banking technology.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Levrara Consulting Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Relationship Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Levrara Consulting Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Levrara Consulting Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Levrara Consulting Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Levrara Consulting Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Levrara Consulting Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Levrara Consulting Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
