At a Glance
- Tasks: Support the full credit lifecycle and manage documentation for diverse lending portfolios.
- Company: Established international bank located in Moorgate, London.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity to work with real estate lending and gain exposure to Islamic finance.
- Why this job: Join a key role in a regulated banking environment and make an impact on lending processes.
- Qualifications: Experience in credit administration and strong organisational skills required.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking a diligent and detail-oriented Credit Administration Officer to join an established international bank based in Moorgate. This is an excellent opportunity to play a key role in supporting the full credit lifecycle across a diverse lending portfolio within a regulated UK banking environment.
The Role
You will be responsible for delivering end-to-end credit administration support, ensuring all facilities are documented, processed and monitored in line with internal policies and regulatory requirements. The portfolio is primarily real estate lending (residential & commercial buy-to-let), alongside SME working capital, trade finance facilities, and Islamic finance structures. This is a hands-on role requiring strong documentation skills, risk awareness, and the ability to manage multiple stakeholders including Relationship Managers, Credit, Operations, panel solicitors and valuers.
Key Responsibilities
- Pre-Disbursement
- Draft facility letters, term sheets, addendums and related documentation following credit approval
- Coordinate appointment of panel solicitors and valuers
- Review valuation reports and legal documentation
- Ensure all Conditions Precedent are satisfied prior to drawdown
- Manage queries from internal and external stakeholders
- Disbursement
- Review Reports on Title and valuations, identifying key risks and mitigants
- Process loan disbursements and book limits and collateral in systems
- Liaise with Credit, Operations, Monitoring and Remedial teams
- Post-Completion
- Ensure perfection of security and receipt of executed documentation
- Track and follow up on Conditions Subsequent
- Maintain accurate credit files and audit trails
- Ongoing & Control
- Maintain databases covering limits, collateral, insurance, valuation and review dates
- Manage revaluations and liaise with valuers
- Support audits, MI production, UAT and credit-related projects
- Deliver against internal SLAs
Requirements
- Proven Credit Administration experience within a UK banking environment
- Strong knowledge of Buy-to-Let (residential & commercial) and SME lending
- Sound understanding of credit documentation, security perfection and collateral management
- Experience working with solicitors and valuers
- Strong spreadsheet and database skills
- Excellent attention to detail and organisational ability
- Exposure to Islamic finance structures (Commodity Murabaha / Diminishing Musharaka) would be advantageous but is not essential.
Credit Administration Officer in London employer: Levrara Consulting Group
Levrara Consulting Group is an exceptional employer, offering a dynamic work environment within a prestigious international banking organisation. Employees benefit from a competitive package, a strong focus on professional growth, and the opportunity to engage in meaningful strategic decision-making that shapes the future of Treasury operations. The collaborative culture fosters innovation and supports career advancement, making it an ideal place for ambitious Treasury professionals.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Administration Officer in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who work in credit administration. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit documentation and the lending process. We recommend practising common interview questions related to credit administration to boost your confidence.
✨Tip Number 3
Showcase your skills! Create a portfolio that highlights your experience with credit administration tasks, like drafting facility letters or managing stakeholder queries. This will set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Administration Officer in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Administration Officer role. Highlight your relevant experience in credit administration and any specific knowledge of buy-to-let or SME lending. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team at StudySmarter. Mention your attention to detail and organisational skills, and don’t forget to show your enthusiasm for the role.
Showcase Your Documentation Skills:Since this role involves a lot of documentation, make sure to highlight your experience with drafting facility letters, term sheets, and other related documents. We love seeing examples of your strong documentation skills in action!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Levrara Consulting Group
✨Know Your Credit Basics
Make sure you brush up on your knowledge of credit administration, especially in the context of UK banking. Understand the full credit lifecycle and be ready to discuss how you’ve managed documentation and compliance in previous roles.
✨Showcase Your Attention to Detail
Since this role requires strong documentation skills, prepare examples that highlight your attention to detail. Think about times when your meticulousness helped avoid errors or improved processes in credit administration.
✨Familiarise Yourself with Stakeholder Management
This position involves liaising with various stakeholders like Relationship Managers and solicitors. Be prepared to discuss your experience in managing these relationships and how you handle queries and conflicts effectively.
✨Prepare for Technical Questions
Expect questions related to specific lending types, such as Buy-to-Let and SME lending. Brush up on relevant regulations and documentation practices, and be ready to explain how you would approach risk assessment and collateral management.
