Credit Administration Officer

Credit Administration Officer

Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Support the full credit lifecycle in a dynamic banking environment.
  • Company: Established international bank located in Moorgate.
  • Benefits: Competitive salary, career development, and a collaborative work culture.
  • Why this job: Join a key role in credit administration and make an impact in finance.
  • Qualifications: Experience in credit administration and strong attention to detail required.
  • Other info: Opportunity to work with diverse lending portfolios and grow your career.

The predicted salary is between 36000 - 60000 £ per year.

We are seeking a diligent and detail‑oriented Credit Administration Officer to join an established international bank based in Moorgate. This is an excellent opportunity to play a key role in supporting the full credit lifecycle across a diverse lending portfolio within a regulated UK banking environment.

The Role

You will be responsible for delivering end‑to‑end credit administration support, ensuring all facilities are documented, processed and monitored in line with internal policies and regulatory requirements. The portfolio is primarily real estate lending (residential & commercial buy‑to‑let), alongside SME working capital, trade finance facilities, and Islamic finance structures. This is a hands‑on role requiring strong documentation skills, risk awareness, and the ability to manage multiple stakeholders including Relationship Managers, Credit, Operations, panel solicitors and valuers.

Key Responsibilities

  • Pre‑Disbursement
  • Draft facility letters, term sheets, addendums and related documentation following credit approval
  • Coordinate appointment of panel solicitors and valuers
  • Review valuation reports and legal documentation
  • Ensure all Conditions Precedent are satisfied prior to drawdown
  • Manage queries from internal and external stakeholders
  • Disbursement
    • Review Reports on Title and valuations, identifying key risks and mitigants
    • Process loan disbursements and book limits and collateral in systems
    • Liaise with Credit, Operations, Monitoring and Remedial teams
  • Post‑Completion
    • Ensure perfection of security and receipt of executed documentation
    • Track and follow up on Conditions Subsequent
    • Maintain accurate credit files and audit trails
  • Ongoing & Control
    • Maintain databases covering limits, collateral, insurance, valuation and review dates
    • Manage revaluations and liaise with valuers
    • Support audits, MI production, UAT and credit‑related projects
    • Deliver against internal SLAs

    Requirements

    • Proven Credit Administration experience within a UK banking environment
    • Strong knowledge of Buy‑to‑Let (residential & commercial) and SME lending
    • Sound understanding of credit documentation, security perfection and collateral management
    • Experience working with solicitors and valuers
    • Strong spreadsheet and database skills
    • Excellent attention to detail and organisational ability
    • Exposure to Islamic finance structures (Commodity Murabaha / Diminishing Musharaka) would be advantageous but is not essential.

    Credit Administration Officer employer: Levrara Consulting Group

    Join an esteemed international bank in Moorgate, where we prioritise a collaborative and inclusive work culture that fosters professional growth and development. As a Credit Administration Officer, you will benefit from comprehensive training, competitive remuneration, and the opportunity to engage with a diverse lending portfolio, all while working in a dynamic environment that values your contributions and encourages innovation.
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    Contact Detail:

    Levrara Consulting Group Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Credit Administration Officer

    ✨Tip Number 1

    Network like a pro! Reach out to your connections in the banking sector, especially those who know about credit administration. A friendly chat can lead to insider info on job openings or even a referral.

    ✨Tip Number 2

    Prepare for interviews by brushing up on your knowledge of credit documentation and risk management. We recommend practising common interview questions related to the role, so you can showcase your expertise confidently.

    ✨Tip Number 3

    Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the position.

    ✨Tip Number 4

    Apply through our website for the best chance at landing that Credit Administration Officer role. We make it easy for you to showcase your skills and experience directly to the hiring team!

    We think you need these skills to ace Credit Administration Officer

    Credit Administration
    Documentation Skills
    Risk Awareness
    Stakeholder Management
    Facility Letter Drafting
    Valuation Review
    Loan Disbursement Processing
    Collateral Management
    Database Management
    Attention to Detail
    Organisational Ability
    Knowledge of Buy-to-Let Lending
    Understanding of SME Lending
    Experience with Islamic Finance Structures

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV is tailored to the Credit Administration Officer role. Highlight your relevant experience in credit administration, especially within a UK banking environment, and showcase your strong documentation skills.

    Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention your experience with Buy-to-Let lending and your ability to manage multiple stakeholders effectively.

    Showcase Your Attention to Detail: Since this role requires excellent attention to detail, make sure your application is free from typos and errors. Use clear formatting and bullet points to make it easy for us to read through your qualifications.

    Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!

    How to prepare for a job interview at Levrara Consulting Group

    ✨Know Your Credit Documentation

    Make sure you brush up on your knowledge of credit documentation, especially related to Buy-to-Let and SME lending. Be prepared to discuss specific documents like facility letters and term sheets, as well as how you ensure compliance with internal policies and regulatory requirements.

    ✨Showcase Your Attention to Detail

    In this role, attention to detail is crucial. During the interview, highlight examples from your past experience where your meticulous nature helped avoid potential issues or improved processes. This will demonstrate that you understand the importance of accuracy in credit administration.

    ✨Prepare for Stakeholder Management Questions

    Since you'll be managing multiple stakeholders, think of scenarios where you've successfully liaised with different teams or external parties. Be ready to explain how you handled queries and ensured smooth communication between Relationship Managers, solicitors, and valuers.

    ✨Familiarise Yourself with Regulatory Requirements

    Understanding the regulatory landscape is key in a banking environment. Brush up on relevant regulations that impact credit administration. Being able to discuss how you’ve navigated these in previous roles will show that you’re well-prepared for the responsibilities of the position.

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