At a Glance
- Tasks: Assess credit risk, underwrite loans, and manage portfolios to support financial decisions.
- Company: Join Lendwise, a leader in education finance making learning accessible for all.
- Benefits: Full-time role with competitive salary and opportunities for growth in finance.
- Other info: Dynamic team environment with a focus on collaboration and innovation.
- Why this job: Make a real difference in education finance while developing your analytical skills.
- Qualifications: Strong analytical skills and a degree in Finance or related field required.
The predicted salary is between 30000 - 42000 € per year.
At Lendwise, we make it easier for people to pursue their educational aspirations through our peer-to-peer lending platform. We offer simple loans and smart investments that allow borrowers to further their education at attractive rates, while lenders receive the best possible returns. Our goal is to be the No. 1 provider of education finance, ensuring that both borrowers and lenders benefit from our services. We are committed to making education more accessible and financially feasible for everyone.
This is a full-time, on-site role located in London for a Credit Risk / Underwriter. The day-to-day tasks for this role include:
- Assessing and analyzing credit risk
- Underwriting loans
- Managing credit insurance
- Overseeing portfolio management
The professional will ensure that credit underwriting is conducted in line with company policies and will work closely with other departments to support financial decision-making and strategy.
Qualifications:
- Strong Analytical Skills and proficiency in Finance
- Experience in Unsecured Credit Underwriting
- Knowledge of Portfolio Management
- Excellent attention to detail and problem-solving skills
- Effective communication and teamwork abilities
- Bachelor's degree in Finance, Economics, Business, or related field
- Experience in the financial services industry is a plus
Seniority level: Entry level
Employment type: Full-time
Job function: Finance and Sales
Credit Risk / Underwriter in London employer: Lendwise
At Lendwise, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture in the heart of London. Our commitment to employee growth is reflected in our comprehensive training programmes and opportunities for career advancement, ensuring that every team member can thrive while contributing to our mission of making education finance accessible. With competitive benefits and a focus on work-life balance, Lendwise is the ideal place for those looking to make a meaningful impact in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk / Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to people in the finance and education sectors on LinkedIn. A friendly message can go a long way, and you never know who might have a lead on a job at Lendwise.
✨Tip Number 2
Prepare for interviews by brushing up on your credit risk knowledge. We recommend practising common interview questions related to underwriting and portfolio management. Show them you’re ready to dive into the role!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the position.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Lendwise team.
We think you need these skills to ace Credit Risk / Underwriter in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk / Underwriter role. Highlight your analytical skills and any relevant experience in unsecured credit underwriting. We want to see how your background aligns with our mission at Lendwise!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about education finance and how you can contribute to our goal of making education more accessible. Keep it concise but impactful!
Showcase Your Teamwork Skills:Since this role involves working closely with other departments, make sure to highlight your teamwork abilities. Share examples of how you've collaborated effectively in the past, as we value strong communication and collaboration at Lendwise.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Lendwise
✨Know Your Numbers
Brush up on your analytical skills and be ready to discuss key financial metrics. Lendwise is all about making informed decisions, so showing that you can assess credit risk with confidence will definitely impress.
✨Understand the Role
Familiarise yourself with the specifics of credit underwriting and portfolio management. Be prepared to explain how your experience aligns with these tasks, and think of examples where you've successfully managed similar responsibilities.
✨Communicate Clearly
Effective communication is crucial in this role. Practice articulating your thoughts clearly and concisely, especially when discussing complex financial concepts. This will show that you can collaborate well with other departments at Lendwise.
✨Show Your Passion for Education Finance
Lendwise is dedicated to making education accessible. Share your enthusiasm for education finance and how you believe it can change lives. This personal touch can set you apart from other candidates who may not connect as deeply with the company's mission.
