At a Glance
- Tasks: Assess credit risk, underwrite loans, and manage portfolios to support financial decisions.
- Company: Join Lendwise, a leader in education finance making learning accessible for all.
- Benefits: Full-time role with competitive salary and opportunities for growth in finance.
- Other info: Dynamic team environment in London with a focus on collaboration and innovation.
- Why this job: Make a real difference in education finance while developing your analytical skills.
- Qualifications: Strong analytical skills and a degree in Finance or related field required.
The predicted salary is between 30000 - 42000 € per year.
Company DescriptionAt Lendwise, we make it easier for people to pursue their educational aspirations through our peer-to-peer lending platform. We offer simple loans and smart investments that allow borrowers to further their education at attractive rates, while lenders receive the best possible returns. Our goal is to be the No. 1 provider of education finance, ensuring that both borrowers and lenders benefit from our services. We are committed to making education more accessible and financially feasible for everyone.Role DescriptionThis is a full-time, on-site role located in London for a Credit Risk / Underwriter. The day-to-day tasks for this role include assessing and analyzing credit risk, underwriting loans, managing credit insurance, and overseeing portfolio management. The professional will ensure that credit underwriting is conducted in line with company policies and will work closely with other departments to support financial decision-making and strategy.QualificationsStrong Analytical Skills and proficiency in FinanceExperience in Unsecured Credit UnderwritingKnowledge of Portfolio ManagementExcellent attention to detail and problem-solving skillsEffective communication and teamwork abilitiesBachelor's degree in Finance, Economics, Business, or related fieldExperience in the financial services industry is a plusSeniority levelEntry levelEmployment typeFull-timeJob functionFinance and Sales#J-18808-Ljbffr
Credit Risk / Underwriter employer: Lendwise
At Lendwise, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture in the heart of London. Our commitment to employee growth is reflected in our comprehensive training programmes and opportunities for career advancement, ensuring that every team member can thrive while contributing to our mission of making education finance accessible. With competitive benefits and a focus on work-life balance, Lendwise is the ideal place for those looking to make a meaningful impact in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk / Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the finance and education sectors on LinkedIn. A friendly message can go a long way, and you never know who might have a lead on that perfect Credit Risk / Underwriter role.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and understanding of credit risk. We recommend practising common interview questions related to underwriting and portfolio management to show you're ready to hit the ground running.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values, like Lendwise. Use our website to find roles that excite you and tailor your approach to show how you can contribute to making education more accessible.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind. Mention something specific from your conversation to show you were engaged and are genuinely interested in the role.
We think you need these skills to ace Credit Risk / Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk / Underwriter role. Highlight your analytical skills and any relevant experience in unsecured credit underwriting. We want to see how your background fits with our mission at Lendwise!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about education finance and how you can contribute to our goal of making education more accessible. Keep it concise but impactful!
Showcase Your Attention to Detail:In this role, attention to detail is key. Make sure your application is free from typos and errors. We appreciate candidates who take the time to present their best selves, so double-check everything before hitting send!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Lendwise!
How to prepare for a job interview at Lendwise
✨Know Your Numbers
Brush up on your analytical skills and be ready to discuss key financial metrics. Lendwise is all about making informed decisions, so showing that you can assess credit risk with confidence will definitely impress.
✨Understand the Role
Familiarise yourself with the specifics of credit risk and underwriting. Be prepared to explain how your experience aligns with the responsibilities outlined in the job description, especially around portfolio management and loan assessment.
✨Showcase Teamwork
Since collaboration is key at Lendwise, think of examples where you've worked effectively in a team. Highlight your communication skills and how you've contributed to financial decision-making in past roles.
✨Ask Smart Questions
Prepare thoughtful questions about Lendwise's approach to education finance and their future goals. This shows your genuine interest in the company and helps you understand how you can contribute to their mission.
