At a Glance
- Tasks: Manage high-value development finance projects from start to finish, ensuring they stay on track and budget.
- Company: Join LendInvest, the UK's leading FinTech platform for property finance with a fun, innovative culture.
- Benefits: Enjoy competitive salary, hybrid working, 25 days holiday, private healthcare, and more perks.
- Other info: Be part of a diverse team committed to growth, inclusion, and community.
- Why this job: Make a real impact in property finance while developing your skills in a dynamic environment.
- Qualifications: Experience in portfolio management and strong understanding of construction processes required.
The predicted salary is between 60000 - 80000 £ per year.
LendInvest is the UK’s leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £9 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people. We operate a hybrid working policy across our business to ensure we offer flexibility that is balanced with in-person collaboration. Our teams spend three days per week in the office and two days working remotely.
As a Senior Portfolio Manager, you are the technical custodian within the Development Finance team to manage opportunities from Origination through to Completion and throughout the term of the facility. Responsible for ensuring that our most complex development projects remain on track, on budget, and on schedule for redemption. Reporting to the Operations Manager, you will manage a portfolio of high‑value cases, acting as the primary link between the borrower and the business. This role goes beyond simple administration; you will be required to critically assess Quantity Surveyor (QS) reports, monitor construction milestones, and identify potential “drifts” in project viability. You will act as a mentor to Portfolio Associates, ensuring that the management of facilities are conducted to the highest standard of technical and commercial rigor.
Key Responsibilities
- Manage new opportunities from Origination, running the required credit searches and liaising with Credit to obtain formal Credit Approval to proceed.
- Instruct professionals and ensuring that they are receiving the appropriate information for them to compile their reports, reviewing each report upon receipt and liaising with Credit Underwriters for further sign‑off.
- Proactively manage facilities through due diligence to completion, acting as a main contact for the Borrower, Professionals and Internal Stakeholders.
- Take direct ownership of a high‑value portfolio of development loans, overseeing the full lifecycle from first drawdown to final redemption.
- Lead the review and processing of complex monthly drawdown requests, critically analyzing Monitoring Surveyor reports and cost‑to‑complete forecasts.
- Monitor project covenants and milestones, proactively identifying and escalating potential breaches or delays to the Operations Manager.
- Build and maintain strong relationships with borrowers, project managers, and monitoring surveyors through regular interaction and site visits.
- Manage the facility amendment and extension process for your portfolio, preparing technical papers for Credit Committee approval.
- Oversee construction security requirements, ensuring all insurance policies and warranties remain valid throughout the build.
- Maintain 100% accuracy within the internal credit management system, including cash flow forecasts and sales exit plans.
- Act as a technical mentor to Portfolio Associates, providing guidance on complex construction issues and professional service standards.
- Partner with the Treasury and Finance teams to ensure accurate reporting on funding line utilization and portfolio performance.
- Collaborate with the Product team to drive improvements in the portfolio management platform and internal automation tools.
About you
- Extensive experience in a portfolio management or monitoring role with a specialist development finance lender.
- Deep technical understanding of the construction process, including planning, building regulations, and QS reporting.
- Proven ability to critically assess development appraisals and construction budgets to identify potential overruns or risks.
- Strong relationship management skills with experience dealing with professional developers and technical consultants.
- Exceptional attention to detail and a commitment to maintaining accurate, real‑time data across large portfolios.
- High level of proficiency in Excel and experience using Salesforce or similar portfolio management software.
- A dispassionate and independent thinker who can remain objective when assessing project delays or cost increases.
- Strong problem‑solving skills with a “solutions‑focused” approach to managing distressed or challenging cases.
Benefits & perks
- Competitive salary + company bonus scheme
- Hybrid working policy
- 25 days holiday (increasing with the length of service)
- Private healthcare
- Enhanced parental leave
- Matched pension contributions up to 4%
- Critical illness cover
- Employee Assistance Programme & Mental Health support
- Life assurance
- Regular performance reviews to promote a culture of growth and development
- Leadership training for managers
- Give as you earn scheme for charitable donations
- Support for attending conferences and professional learning & development
- Discounts via Perkbox
- Cycle to work scheme
- YellowNest Childcare
- Electric car loan scheme
- Monthly socials & annual offsite
Diversity, Inclusion & Belonging at LendInvest
At LI we believe in bringing your whole selves to work, we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.
Senior Portfolio Manager employer: LendInvest
LendInvest is an exceptional employer, offering a dynamic work culture that encourages innovation and collaboration while maintaining a healthy work-life balance through a hybrid working policy. With a strong focus on employee growth, we provide extensive training opportunities, competitive benefits including private healthcare and enhanced parental leave, and a commitment to diversity and inclusion, making it a rewarding place for professionals in the property finance sector to thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Portfolio Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like LendInvest. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Portfolio Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to LendInvest.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on LendInvest's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at LendInvest
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with LendInvest.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at LendInvest will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former LendInvest employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
