At a Glance
- Tasks: Lead recoveries on complex finance cases and manage distressed assets.
- Company: Join LendInvest, the UK's top FinTech platform for property finance.
- Benefits: Enjoy a fun workplace culture, competitive salary, and growth opportunities.
- Other info: Be part of a growing team with exciting plans for the future.
- Why this job: Make a real impact in property finance while working with a dynamic team.
- Qualifications: Expertise in real estate finance and debt recovery is essential.
The predicted salary is between 50000 - 60000 € per year.
LendInvest is the UK’s leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone. A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.
About your work
This specialist role is to lead recoveries on complex short‑term Development Finance and Bridging Finance lending cases that have failed to repay and require specialist knowledge of debt recovery to mitigate the risk of losses. The role will involve significant on‑site time working with borrowers, LPA Receivers, Administrators, and the LendInvest senior team to ensure the nature of the security is fully understood and to subsequently recommend and oversee actions to recover the outstanding debt. You must have proven expertise in real estate finance and debt recovery, including planning, building regulations, legal, insurance, and corporate/personal insolvency. This role reports to the Director of Portfolio Risk and will be required to work with the broader collections and loan servicing team adding insights and value to all aspects of the management of the LendInvest loan book.
Key Responsibilities
- Direct ownership for the management of distressed assets including working with/controlling LPA receivers, solicitors, and related third parties
- Visit securities to manage both the borrower relationship and risk profile, understanding the ongoing viability of the security and potential exit options
- Coordinate professional teams as required to assist with the smooth completion of construction projects
- Collaborate in high‑risk and debt work‑out forums, to provide oversight and direction on all types of lending exposure
- Proactively contribute to collections forums and identify cases where your expertise can be applied
Portfolio Associate employer: LendInvest (LSE: LINV)
LendInvest is an exceptional employer, offering a dynamic work culture that encourages innovation and collaboration while making a significant impact in the property finance sector. With a strong focus on employee growth, we provide ample opportunities for professional development and career advancement, all within a vibrant London setting that fosters creativity and teamwork. Join us to be part of a forward-thinking team that values your expertise and contributions as we continue to revolutionise property finance.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Associate
✨Tip Number 1
Network like a pro! Get out there and connect with people in the property finance sector. Attend industry events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Showcase your expertise! When you get the chance to chat with potential employers or during interviews, make sure to highlight your knowledge in real estate finance and debt recovery. Share specific examples of how you've tackled similar challenges in the past to demonstrate your value.
✨Tip Number 3
Prepare for those tricky questions! Research common interview questions related to distressed assets and debt recovery. Practise your responses so you can confidently explain your thought process and decision-making skills when it comes to managing complex lending cases.
✨Tip Number 4
Apply through our website! We’ve got loads of exciting opportunities at LendInvest, and applying directly through our site gives you a better chance of standing out. Plus, it shows you’re genuinely interested in being part of our awesome team!
We think you need these skills to ace Portfolio Associate
Some tips for your application 🫡
Show Your Expertise:Make sure to highlight your experience in real estate finance and debt recovery. We want to see how your skills align with the role, so don’t hold back on showcasing your knowledge of planning, building regulations, and insolvency.
Tailor Your Application:Take a moment to customise your CV and cover letter for this specific role. Use keywords from the job description to demonstrate that you understand what we’re looking for and how you fit into our team.
Be Clear and Concise:When writing your application, keep it straightforward and to the point. We appreciate clarity, so make sure your key achievements and experiences are easy to spot and understand.
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at LendInvest (LSE: LINV)
✨Know Your Stuff
Make sure you brush up on your knowledge of real estate finance and debt recovery. Familiarise yourself with the specifics of Development Finance and Bridging Finance, as well as any recent trends in the market. This will show that you're not just interested in the role but also understand the complexities involved.
✨Showcase Your Experience
Prepare to discuss your previous experiences with distressed assets and how you've successfully managed similar situations. Use specific examples to illustrate your expertise in working with LPA receivers, solicitors, and other third parties. This will help demonstrate your capability to handle the responsibilities of the role.
✨Ask Insightful Questions
During the interview, don’t hesitate to ask questions that show your interest in the company’s future and your potential role in it. Inquire about their strategies for managing distressed assets or how they foresee the property finance landscape evolving. This shows that you’re thinking ahead and are genuinely invested in the company's success.
✨Be Personable and Engaging
LendInvest values a workplace culture that’s fun and collaborative. Make sure to let your personality shine through during the interview. Build rapport with your interviewers by being friendly and approachable, while still maintaining professionalism. This balance can set you apart from other candidates.
