At a Glance
- Tasks: Lead prime lending strategy, pricing, and analytics to drive growth and customer satisfaction.
- Company: Join Lendable, a fast-growing fintech unicorn transforming credit access.
- Benefits: Flexible working, health coverage, social events, and a fully stocked kitchen.
- Other info: Collaborative culture focused on innovation and sustainable growth.
- Why this job: Make a real impact in a dynamic environment with cutting-edge technology.
- Qualifications: 8+ years in analytics or strategy roles, with strong leadership skills.
The predicted salary is between 90000 - 110000 £ per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s most exciting unicorns with a team of over 800 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance.
We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
- Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting
Zable is the fastest growing credit card in the UK and is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Whether they're building their credit score or looking to save money through refinancing or market-leading offers, we help customers meet their spending and borrowing needs sustainably.
We’re looking for an analytical, commercially-minded Associate Director to own our prime lending strategy and help us scale it fast. You'll own how we price, market and grow our prime business, build and lead a high-calibre analytics team, and put the customer at the heart of every decision. You’ll operate in a fast-paced environment where ideas matter more than hierarchy, and execution beats bureaucracy. Your work will directly shape who we serve, how we grow, and how we deliver sustainable value.
Your impact:
- Own the prime strategy & economics: Set the vision and roadmap for prime, define the KPIs that matter and own the targets for growth, balances and risk-adjusted returns.
- Track the portfolio at a granular sub-segment level with Credit Risk, and act fast when things move off plan.
- Relentless drive to grow the product sustainably, with the energy to bring others with you.
- Drive pricing & promotions: Own APRs, promotional offers (balance transfer, purchase, etc.), cashback, and fees.
- Use experimentation and scenario modelling to find the right balance of customer value, growth and profitability, with fair value under Consumer Duty built in.
- Model-driven strategy: Partner with Data Science to bring advanced models into pricing and acquisition decisions, turning predictive insight into measurable commercial results.
- Fuel growth: Partner with Growth to win prime customers across all channels. Build deep insight into campaign and funnel performance, and keep finding ways to improve cost and conversion.
- Stay ahead of the market: Know prime customers and competitors inside out, working with Product to keep our proposition sharp and adapting the product to meet customer needs.
- Influence & execution: Drive decisions with the senior leadership team through clear, concise, data-backed proposals. Value the strength of ideas over ego or hierarchy, and roll up your sleeves to turn strategy into action. Take ownership, solve problems and make sure things get done.
- Build & lead an exceptional team: Hire and lead an exceptional team, from Analyst through to Senior Manager. Build a culture where people challenge the status quo, collaborate across teams, act quickly and push for better outcomes. Use AI to move faster, deepen analysis and raise the bar on what the team can deliver.
Your experience:
- 8+ years in pricing, strategy, analytics or commercial roles within unsecured lending
- 5+ years leading analytical teams, ideally including managers
- Proven track record of owning and growing a portfolio, product or P&L
- Deep understanding of pricing, credit risk and lending unit economics
- Strong analytical skills, ideally SQL and Python
- AI-first mindset, radically increasing the pace at which ideas can be sized, tested and implemented
- Proven ability to influence senior leaders and inspire teams to deliver ambitious outcomes
Life at Lendable:
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Associate Director - Strategy Analytics in Vauxhall employer: Lendable
Lendable is an exceptional employer that champions innovation and flexibility, making it an ideal place for a Senior Kotlin/JVM Engineer to thrive. With a vibrant work culture that prioritises collaboration and personal growth, employees are encouraged to develop their skills while contributing to impactful financial products. The company's commitment to flexible working arrangements further enhances the work-life balance, making it a rewarding environment for those looking to make a difference in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Director - Strategy Analytics in Vauxhall
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Lendable. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Lendable.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Lendable. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Associate Director - Strategy Analytics in Vauxhall
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Lendable and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Lendable how you can be a team player!
How to prepare for a job interview at Lendable
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Lendable.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Lendable's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
