Product Manager - Work From Home

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• Among the fastest-growing tech companies in the UK.
• So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance.
• We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting. Americans are actively seeking cheaper, faster, more transparent alternatives to credit card debt and traditional bank loans. Four years of building credit models, customer journeys, operational infrastructure and nearly $500m in originations - and the foundation is set. We're hiring a Product Manager to own multiple product areas to support this expansion - defining strategy, shipping features, and driving outcomes end-to-end.

• Getting our proprietary credit models into production - working with data science to turn research into real lending decisions.
• Designing and personally building automations that make our operations team dramatically more efficient.
• Using data to ideate the most valuable initiatives that could improve credit quality, reduce losses, help the customer, or grow volume.
• Figuring out how best to use LLMs to intelligently aid with customer service, servicing, collections.
• A/B testing customer journeys from application through to servicing - finding what actually moves conversion, satisfaction, and repayment.

You'll report to the Head of Product and collaborate closely with the Managing Director of US Loans.

• A data science team (2–3 people) building credit and pricing models.
• A credit risk team (~4 people) - some of your closest collaborators.

The team spans our London office, European remote engineers, and our Arlington, Virginia office near DC. We want to build the most AI-forward financial services company in the world. Today, PMs at Lendable write python and SQL to generate analytical insights that used to need teams of analysts. You've been tinkering already - side projects, personal agents, AI-assisted analysis, building tools with Claude Code or similar.

• 1+ years in fintech, financial services, or a strong grasp of lending and credit.
• You've built with AI - agents, workflows, code generation, analysis.
• Track record of shipping products that moved real business metrics.
• Very comfortable with data, analysis and SQL - you know what questions to ask, and you answer them yourself.
• Bonus: high-growth startup or scale-up experience.

Don’t worry if you don’t quite meet all of these criteria, we’d love to have a chat with any great candidates!

Compensation: Lendable has been profitable since 2017 - one of very few fintechs globally that can say that - and is building towards what comes next.

• Intro call (remote) - 30 min with our talent team (~Week 1).
• Product chat (remote) - 45 min with the Head of Product to discuss your background and how you think about product (~Week 2).
• Take-home exercise (remote) - a practical product challenge in your own time, followed by a video debrief (~Week 2-3).
• Final round - typically CPO, US Loans MD, and Engineering Manager, Head of Product (~Week 3).

Winning team: the opportunity to scale up one of the world’s most successful fintech companies.

Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites.

Socials.