Product Manager - Building Products

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• Among the fastest-growing tech companies in the UK.
• So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance.
• We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
• Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting.
• Americans are actively seeking cheaper, faster, more transparent alternatives to credit card debt and traditional bank loans.
• Four years of building credit models, customer journeys, operational infrastructure and nearly $500m in originations - and the foundation is set.
• We're hiring a Product Manager to own multiple product areas to support this expansion - defining strategy, shipping features, and driving outcomes end-to-end.
• Getting our proprietary credit models into production - working with data science to turn research into real lending decisions.
• Designing and personally building automations that make our operations team dramatically more efficient.
• Using data to ideate the most valuable initiatives that could improve credit quality, reduce losses, help the customer, or grow volume.
• Figuring out how best to use LLMs to intelligently aid with customer service, servicing, collections.
• A/B testing customer journeys from application through to servicing - finding what actually moves conversion, satisfaction, and repayment.
• You'll report to the Head of Product and collaborate closely with the Managing Director of US Loans.
• A data science team (2–3 people) building credit and pricing models.
• A credit risk team (~4 people) - some of your closest collaborators.
• The team spans our London office, European remote engineers, and our Arlington, Virginia office near DC.
• We want to build the most AI-forward financial services company in the world.
• Today, PMs at Lendable write python and SQL to generate analytical insights that used to need teams of analysts.
• You've been tinkering already - side projects, personal agents, AI-assisted analysis, building tools with Claude Code or similar.
• 1+ years in fintech, financial services, or a strong grasp of lending and credit.
• You've built with AI - agents, workflows, code generation, analysis.
• Track record of shipping products that moved real business metrics.
• Very comfortable with data, analysis and SQL - you know what questions to ask, and you answer them yourself.
• Bonus: high-growth startup or scale-up experience.
• Don’t worry if you don’t quite meet all of these criteria, we’d love to have a chat with any great candidates!

Compensation: Lendable has been profitable since 2017 - one of very few fintechs globally that can say that - and is building towards what comes next.

• Intro call (remote) - 30 min with our talent team (~Week 1).
• Product chat (remote) - 45 min with the Head of Product to discuss your background and how you think about product (~Week 2).
• Take-home exercise (remote) - a practical product challenge in your own time, followed by a video debrief (~Week 2-3).
• Final round - typically CPO, US Loans MD, and Engineering Manager, Head of Product (~Week 3).

Winning team: the opportunity to scale up one of the world’s most successful fintech companies.

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites.
• Socials.