At a Glance
- Tasks: Analyse pricing strategies and develop new products in a dynamic fintech environment.
- Company: Join Lendable, a leading fintech unicorn transforming consumer finance.
- Benefits: Flexible working, health coverage, and a fully stocked kitchen for in-office days.
- Other info: Collaborative culture with mentorship and excellent career growth opportunities.
- Why this job: Make a real impact in a fast-growing company with innovative technology.
- Qualifications: 2-3 years in an analytical role, strong numerical skills, and SQL proficiency.
The predicted salary is between 49500 - 60500 £ per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About the team
Lendable is the UK market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science and Analytics sits at the heart of this, developing the credit risk models and strategies to underwrite loan and credit card products.
Our team is primarily focused on the pricing domain, working closely with product and credit to shape how customers discover our offering. We're increasingly focused on new ways to reach and serve customers, from our own app to other channels, and use a range of analytical tools and techniques to bring these ideas to life.
About the role
You will be working in the UK Loans team at Lendable and will work on projects related to pricing, funnel performance and new product development, in collaboration with the credit and product teams.
Join us if you want to:
- Work in a small, high-impact team where you will be mentored to solve complex analytical problems, eventually taking ownership of your own strategies
- Be resourceful to solve problems and find smarter solutions than the status quo
- Work closely with other members of the team that will support developing your commercial and analytical expertise
Our team's objectives
The pricing team owns the loans funnel analytics and pricing strategy. We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions.
How you'll impact those objectives:
- Learn the domain of products that Lendable serves, understanding the data that informs strategy is essential to being able to successfully contribute value
- Frame ambiguous problems clearly, breaking them down into testable questions and structured analyses
- Research and propose improvements to our pricing strategies and support the development of new products and features
- Clearly communicate results to stakeholders through verbal and written communication
- Share ideas with the wider team, learn from and contribute to the body of knowledge
Key Skills
- Strong numerical and analytical skills, with the ability to structure ambiguous problems and reason through them rigorously
- Confident working with SQL and data to independently investigate and answer business questions
- Comfortable using modern AI tools as part of your everyday workflow to accelerate analysis and research
- Comfortable defining metrics, forming hypotheses, and evaluating trade-offs to guide decisions
- Confident communicator and contributes effectively within a team environment
- Self-driven and willing to take ownership of specific tasks and analyses
- 2-3 years' experience in an analytical or product-facing role, ideally within a financial technology environment
Nice to Have
- Prior experience with pricing or financial modelling
- Interest in Python or other tools for data analysis
The interview process:
- A phone call with one of the team
- Video Call case study (Remote)
- Onsite Interview
- Culture Interview
- Meet the team you'll work with daily
Life at Lendable
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Senior Commercial Analyst in London employer: Lendable
Lendable is an exceptional employer that champions innovation and flexibility, making it an ideal place for a Senior Kotlin/JVM Engineer to thrive. With a vibrant work culture that prioritises collaboration and personal growth, employees are encouraged to develop their skills while contributing to impactful financial products. The company's commitment to flexible working arrangements further enhances the work-life balance, making it a rewarding environment for those looking to make a difference in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Commercial Analyst in London
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Lendable. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Lendable.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Lendable. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Senior Commercial Analyst in London
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Lendable and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Lendable how you can be a team player!
How to prepare for a job interview at Lendable
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Lendable.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Lendable's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
