Product Manager - Home Based in London

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start as one of the fastest-growing tech companies in the UK. So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards, and car finance. We’re growing fast, and there’s a lot more to do as we target the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

We aim to build the best technology in-house, using new data sources, machine learning, and AI to make machines do the heavy lifting. Americans are actively seeking cheaper, faster, and more transparent alternatives to credit card debt and traditional bank loans. After four years of building credit models, customer journeys, operational infrastructure, and nearly $500m in originations, the foundation is set.

We're hiring a Product Manager to own multiple product areas to support this expansion - defining strategy, shipping features, and driving outcomes end-to-end. Responsibilities include:

• Getting our proprietary credit models into production - working with data science to turn research into real lending decisions.
• Designing and personally building automations that make our operations team dramatically more efficient.
• Using data to ideate the most valuable initiatives that could improve credit quality, reduce losses, help the customer, or grow volume.
• Figuring out how best to use LLMs to intelligently aid with customer service, servicing, and collections.
• A/B testing customer journeys from application through to servicing - finding what actually moves conversion, satisfaction, and repayment.

You'll report to the Head of Product and collaborate closely with the Managing Director of US Loans. You will work with a data science team (2–3 people) building credit and pricing models and a credit risk team (~4 people) - some of your closest collaborators. The team spans our London office, European remote engineers, and our Arlington, Virginia office near DC.

We want to build the most AI-forward financial services company in the world. Today, PMs at Lendable write Python and SQL to generate analytical insights that used to need teams of analysts. You should have been tinkering already with side projects, personal agents, AI-assisted analysis, and building tools with Claude Code or similar.

Requirements include:

• 1+ years in fintech, financial services, or a strong grasp of lending and credit.
• Experience building with AI - agents, workflows, code generation, analysis.
• Track record of shipping products that moved real business metrics.
• Very comfortable with data, analysis, and SQL - you know what questions to ask, and you answer them yourself.
• Bonus: high-growth startup or scale-up experience.

Don’t worry if you don’t quite meet all of these criteria; we’d love to have a chat with any great candidates!

Compensation: Lendable has been profitable since 2017 - one of very few fintechs globally that can say that - and is building towards what comes next.

Interview process:

• Intro call (remote) - 30 min with our talent team (~Week 1).
• Product chat (remote) - 45 min with the Head of Product to discuss your background and how you think about product (~Week 2).
• Take-home exercise (remote) - a practical product challenge in your own time, followed by a video debrief (~Week 2-3).
• Final round - typically CPO, US Loans MD, Engineering Manager, Head of Product (~Week 3).

Benefits:

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites.
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls.
• Health coverage: support for your physical and mental wellbeing, including private health cover.
• Retirement & savings: long-term financial wellbeing through retirement savings plans.
• Employee referral programme: earn a competitive bonus when you refer successful new team members.
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations.
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations.

For more information, please speak to your Talent Partner.