At a Glance
- Tasks: Join our team to manage financial transactions and ensure smooth operations.
- Company: Lendable, a fast-growing fintech unicorn with a mission to revolutionise credit.
- Benefits: Flexible working, health coverage, office meals, and career growth opportunities.
- Other info: Collaborative team culture with exciting projects and social events.
- Why this job: Make a real impact in a dynamic environment while learning from industry leaders.
- Qualifications: Experience in finance, strong attention to detail, and great communication skills.
The predicted salary is between 30000 - 40000 £ per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About the role
We’re looking for a detail-oriented and proactive Financial Operations Executive to join our growing Financial Operations team at Lendable. Reporting directly to the Financial Operations Manager, you’ll play a critical role in ensuring the accurate and timely processing of financial transactions, maintaining liquidity across our platform, and supporting the smooth running of our products. This is an excellent opportunity to gain broad exposure across financial operations in a fast-paced, technology-driven environment, working closely with teams across the business and contributing directly to Lendable’s continued growth.
What you’ll do:
- Reconcile collections and repayments between our platform and bank transactions on a daily basis, ensuring accuracy and completion within defined timeframes for two of our core UK products. (40%)
- Prepare and execute bank transfers and other financial transactions daily, working with multiple banking partners and ensuring strong operational controls. (20%)
- Monitor liquidity levels across the platform, identifying funding requirements and supporting efficient cash management. (10%)
- Collaborate closely with internal teams including Capital Markets, Data Science and Product to improve processes, resolve issues and enhance the efficiency of the finance function. (10%)
- Maintain auto auction proceeds, analysing invoices and allocating costs to investors (10%)
- Support product maintenance, helping ensure products remain live and operational through financial oversight, calculations and checks. (5%)
- Contribute to ad-hoc projects and analysis, alongside general administrative and filing support as required. (5%)
The Financial Operations team is a small, collaborative and trusted team with a broad range of responsibilities that impact the wider business. As part of the team, you will work on all products and collaborate across different departments, gaining invaluable experience with growth potential.
What do you need to succeed in this role:
- Hands-on experience with reconciliations (bank, cash, payments, collections, or similar)
- Familiarity with executing payments / bank transfers and working with multiple bank accounts
- Ability to work to daily deadlines in a time-sensitive environment
- Proven track record of improving processes and delivering required outcomes.
- Efficient with a high level of attention to detail and accuracy is essential.
- Strong organisational skills are needed, with the ability to prioritise tasks and meet deadlines.
- Capability to work self-sufficiently to identify issues and further streamline workflows.
- Great communication skills, with the ability to work collaboratively with other members of the finance team and across the wider business.
- You’ll be energetic, and motivated and have a proactive approach with the ability to problem solve.
- Proficient in Microsoft Excel and G-Suite (including Sheets).
Nice-to-haves:
- 2+ years of experience in Finance, or similar role, preferably in a fintech or financial services environment. An accounting or analytical qualification is preferred but not required.
- Experience in fintech, lending, payments, or financial services
- Exposure to consumer credit products or loan servicing
- Previous work with multiple banking partners or payment rails
- Experience supporting product launches or live product maintenance
- Advanced Excel / Google Sheets (e.g. lookups, pivot tables)
- Experience with SQL, BI tools, or data platforms
- Familiarity with automation tools or process improvement initiatives
- Relevant exposure to AI tooling including ChatGPT, Claude, Gemini, CoPilot etc.
The interview process:
- 15 min: Mathematics focused cognitive assessment at point of application
- 30 min: Screening call with the Talent Team and Hiring team
- 90 min: Case Study Task
- 75 min: Final stage in person interview with the Finance Operations and Finance Leadership
Life at Lendable:
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Financial Operations Executive in London employer: Lendable
Lendable is an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration within a fast-paced fintech environment. Employees benefit from flexible working arrangements, comprehensive health coverage, and opportunities for professional growth, all while contributing to a mission-driven company that values their input and encourages ownership from day one. With a strong emphasis on team connection through social events and a supportive atmosphere, Lendable stands out as a rewarding place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Operations Executive in London
✨Tip Number 1
Get to know Lendable inside out! Research our mission, values, and products. When you understand what we do and why it matters, you can tailor your conversations during interviews to show how you fit into our vision.
✨Tip Number 2
Network like a pro! Connect with current employees on LinkedIn or attend industry events. Building relationships can give you insider info about the company culture and even lead to referrals, which can boost your chances of landing that role.
✨Tip Number 3
Prepare for those tricky interview questions! Think about how your past experiences align with the responsibilities of the Financial Operations Executive role. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your skills.
✨Tip Number 4
Don’t forget to follow up! After your interview, send a thank-you email to express your appreciation for the opportunity. It’s a great way to reinforce your interest in the position and keep you top of mind for the hiring team.
We think you need these skills to ace Financial Operations Executive in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Financial Operations Executive role. Highlight your experience with reconciliations and bank transfers, as well as any relevant fintech experience. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're excited about joining Lendable and how you can contribute to our mission. Be sure to mention your proactive approach and problem-solving skills – we love that!
Show Off Your Attention to Detail:In finance, accuracy is key! Make sure your application is free from typos and errors. We appreciate candidates who take the time to double-check their work, so let that attention to detail shine through in your written application.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you're serious about joining our team at Lendable!
How to prepare for a job interview at Lendable
✨Know Your Numbers
As a Financial Operations Executive, you'll be dealing with reconciliations and bank transactions. Brush up on your maths skills and be prepared to discuss how you handle financial data accurately. Practise explaining your previous experiences with numbers clearly and confidently.
✨Showcase Your Process Improvement Skills
Lendable values efficiency and innovation. Be ready to share specific examples of how you've improved processes in past roles. Think about times when you identified issues and implemented solutions that made a real difference.
✨Familiarise Yourself with the Tech
Since Lendable is a fintech company, having a good grasp of relevant technologies is crucial. Brush up on your knowledge of Excel, G-Suite, and any automation tools you've used. If you have experience with SQL or BI tools, make sure to highlight that too!
✨Communicate Effectively
Strong communication skills are key for this role. Practise articulating your thoughts clearly and concisely. Prepare to discuss how you've collaborated with different teams in the past, as teamwork is essential at Lendable.
