At a Glance
- Tasks: Conduct financial crime investigations and screening checks to protect customers.
- Company: Join a fast-growing fintech company on a mission to revolutionise credit access.
- Benefits: Enjoy flexible working, health coverage, and a fully stocked kitchen at the office.
- Other info: Dynamic team environment with opportunities for socialising and career growth.
- Why this job: Make a real impact by preventing fraud and enhancing financial security.
- Qualifications: Experience in financial crime investigation and strong decision-making skills.
The predicted salary is between 30000 - 40000 £ per year.
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start as one of the fastest-growing tech companies in the UK. So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards, and car finance. We’re growing fast, and there’s a lot more to do as we target the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
We’re hiring new financial crime investigators due to continued business growth. You’ll conduct important financial crime screening checks and investigations into new applicants and existing customers. You will use screening tools to match customer data against PEPs & Sanctions lists and use your initiative to determine the risks associated with the application/customer. You will review customer profile information and transactional activity to identify financial crime risks and take appropriate action on the account.
As the business grows, you may be required to take on additional tasks to support the Financial Crime Team. You’ll work in the office 3 days per week, 40 hours per week, Monday to Friday, from 9am to 6pm, with a one-hour lunch break. You'll also work one full weekend (Saturday and Sunday), once every 4 weeks, and have two weekdays off in lieu.
Key responsibilities include:
- Protecting our customers and society by preventing fraud and financial crime.
- Complying with financial crime regulations and company policy.
- Supporting new application checks and existing customer monitoring.
- Monitoring activity and transactions on customer accounts.
- Helping mitigate risk by escalating financial crime concerns identified during reviews.
Strong decision-making skills and excellent writing skills to document decisions are essential. Previous financial crime experience is advantageous, particularly around screening and KYC. Experience in identifying opportunities for process improvements and implementing solutions, including the use of automation and AI technologies to enhance efficiency and effectiveness in financial crime prevention, is also beneficial. Demonstrated ability to leverage data, machine learning, and AI to develop and optimise strategies for fraud and financial crime detection and prevention is required.
The recruitment process includes:
- A 30-minute call with a member of the Talent team.
- An onsite interview and assessment with the Financial Crime Team Leader/Manager.
- A video interview with the Head of Fraud and Financial Crime.
Additional benefits include:
- Flexible working tailored to each role.
- Opportunities and events to socialise and connect beyond the office walls.
- Health coverage for physical and mental wellbeing, including private health cover.
- Retirement savings plans for long-term financial wellbeing.
- Employee referral programme with competitive bonuses.
- Office meals and snacks, including complimentary lunches prepared by in-house chefs on in-office days.
- Sustainable commuting options available in select locations.
For more information, please speak to your Talent Partner.
Financial Crime Investigator - Ftc in London employer: Lendable
Lendable is an exceptional employer that champions innovation and flexibility, making it an ideal place for a Senior Kotlin/JVM Engineer to thrive. With a vibrant work culture that prioritises collaboration and personal growth, employees are encouraged to develop their skills while contributing to impactful financial products. The company's commitment to flexible working arrangements further enhances the work-life balance, making it a rewarding environment for those looking to make a difference in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator - Ftc in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Lendable. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Investigator - Ftc in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Lendable.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Lendable's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Lendable
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Lendable.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Lendable will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Lendable employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
