At a Glance
- Tasks: Investigate financial crime and conduct screening checks to protect customers.
- Company: Join one of the UK's fastest-growing fintech companies with a mission to innovate credit solutions.
- Benefits: Enjoy flexible working, health coverage, and delicious office meals.
- Other info: Dynamic team environment with opportunities for professional growth and social events.
- Why this job: Make a real impact in preventing fraud while working with cutting-edge technology.
- Qualifications: Analytical mindset, strong decision-making skills, and previous financial crime experience preferred.
The predicted salary is between 35000 - 45000 £ per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About the role:
We’re hiring new financial crime investigators due to continued business growth. You’ll conduct important financial crime screening checks and investigations into new applicants and existing customers. You will use screening tools to match customer data against PEPs & Sanctions lists and use your initiative to determine the risks associated with the application/customer. You will review customer profile information and transactional activity to identify financial crime risks, and take appropriate action on the account. You will submit internal Suspicious Activity Reports in instances where suspicious activity has been identified. As the business grows you may be required to take on additional tasks to support the Financial Crime Team.
You’ll work in the office 3 days per week. You'll work 40 hours per week. This means you'll work Monday to Friday, from 9am to 6pm, with a one hour lunch break. You'll also work one full weekend (Saturday and Sunday), once every 4 weeks, and have two weekdays off in lieu.
Your team’s objectives:
- Protect our customers and society, by preventing fraud and financial crime.
- Comply with financial crime regulations and company policy.
- Minimise customer and applicant friction through skilled and timely decisions.
- Identify opportunities for product and process improvement.
How you’ll impact those objectives:
- You’ll support new application checks and existing customer monitoring.
- You’ll investigate potential Politically Exposed Persons (PEPs) and Sanctions matches, and assist with onboarding reviews.
- You’ll monitor activity and transactions on customer accounts.
- You will help mitigate risk by escalating Financial crime concerns that you have identified during your reviews.
What do you need to succeed in this role?
- Ability to collaborate effectively within a diverse team.
- Have an analytical mindset with a good attention to detail.
- Strong decision-making skills, and excellent writing skills to document decisions. Can effectively communicate with customers, applicants and senior management, when necessary.
- Proficient time management skills, comfortable meeting targets and deadlines.
- Previous financial crime experience is advantageous, particularly around screening and KYC.
- Experience in identifying opportunities for process improvements and implementing solutions, including the use of automation and AI technologies to enhance efficiency and effectiveness in financial crime prevention.
- Demonstrated ability to leverage data, machine learning, and AI to develop and optimise strategies for fraud and financial crime detection and prevention.
The interview process:
We’re not a corporation so we try our best to get things moving as quickly as possible. For this role we’d expect:
- A 30 minute call with a member of the Talent team
- A 15 minute Cognitive Assessment
- An onsite Interview and Assessment with the Financial Crime Team Leader/Manager
- Video Interview with the Head of Fraud and Financial Crime
Life at Lendable:
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Financial Crime Investigator in London employer: Lendable
Lendable is an exceptional employer, offering a dynamic work environment where you can take ownership and make impactful decisions from day one. With a strong focus on employee growth, flexible working arrangements, and comprehensive health coverage, Lendable fosters a culture of collaboration and innovation, making it an ideal place for those looking to thrive in the fintech industry.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator in London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Lendable looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime Investigator in London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Lendable. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Lendable
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Lendable’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
