Legal Counsel - Capital Markets

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We are building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to:

• Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
• Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
• Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the role:

This is a key legal role, focusing on capital markets transactions. You will sit with our mature capital markets team and will be responsible for providing legal support on a range of funding initiatives, including securitisation, forward flow transactions, and other structured finance solutions. The role will involve working on all aspects of our capital markets activities, helping to build and maintain a robust and scalable funding platform to support Lendable's growth in the UK and beyond.

From day-to-day, you can expect to be:

• Structuring, drafting, negotiating and executing securitisation transactions, forward flow arrangements and similar financing activities
• Supporting fund establishment and ongoing fund administration
• Working on hedging transactions
• Managing relationships with various finance parties
• Advising on debt sales and asset acquisitions
• Working with external counsel on complex capital markets transactions

How you’ll impact those objectives:

• You have a deep understanding of capital markets and structured finance products
• You are a commercial and pragmatic lawyer with experience of advising on complex transactions
• You thrive in a fast-paced, dynamic environment and can manage multiple projects simultaneously

What do you need to succeed in this role:

• You are a qualified lawyer in a common law jurisdiction with 2-4 years post qualification experience in capital markets
• Strong experience in securitisation, structured finance or derivatives teams gained in-house or at a leading law firm
• Knowledge of regulatory frameworks affecting capital markets transactions
• Understanding of fund structures and regulations is beneficial but not critical
• Derivatives/hedging experience is beneficial but not critical
• A mindset that is adaptable and flexible to change
• Excellent communication and relationship-building skills

Life at Lendable

The opportunity to scale up one of the world’s most successful fintech companies. Best-in-class compensation, including equity. You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance. We are an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.