Financial Operations Executive

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We’re building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

About the role

We’re looking for a detail-oriented and proactive Financial Operations Executive to join our growing Financial Operations team at Lendable. Reporting directly to the Financial Operations Manager, you’ll play a critical role in ensuring the accurate and timely processing of financial transactions, maintaining liquidity across our platform, and supporting the smooth running of our products.

This is an excellent opportunity to gain broad exposure across financial operations in a fast-paced, technology-driven environment, working closely with teams across the business and contributing directly to Lendable’s continued growth.

What you’ll do

• Reconcile collections and repayments between our platform and bank transactions on a daily basis, ensuring accuracy and completion within defined timeframes for two of our core UK products. (40%)
• Prepare and execute bank transfers and other financial transactions daily, working with multiple banking partners and ensuring strong operational controls. (20%)
• Monitor liquidity levels across the platform, identifying funding requirements and supporting efficient cash management. (10%)
• Collaborate closely with internal teams including Capital Markets, Data Science and Product to improve processes, resolve issues and enhance the efficiency of the finance function. (10%)
• Maintain auto auction proceeds, analysing invoices and allocating costs to investors (10%)
• Support product maintenance, helping ensure products remain live and operational through financial oversight, calculations and checks. (5%)
• Contribute to ad-hoc projects and analysis, alongside general administrative and filing support as required. (5%)

The Financial Operations team is a small, collaborative and trusted team with a broad range of responsibilities that impact the wider business. As part of the team, you will work on all products and collaborate across different departments, gaining invaluable experience with growth potential.

What do you need to succeed in this role:

• Hands-on experience with reconciliations (bank, cash, payments, collections, or similar)
• Familiarity with executing payments / bank transfers and working with multiple bank accounts
• Ability to work to daily deadlines in a time-sensitive environment
• Proven track record of improving processes and delivering required outcomes.
• Efficient with a high level of attention to detail and accuracy is essential.
• Strong organisational skills are needed, with the ability to prioritise tasks and meet deadlines.
• Capability to work self-sufficiently to identify issues and further streamline workflows.
• Great communication skills, with the ability to work collaboratively with other members of the finance team and across the wider business.
• You’ll be energetic, motivated and have a proactive approach with the ability to problem solve.
• Proficient in Microsoft Excel and G-Suite (including Sheets).

Nice-to-haves

• 2+ years of experience in Finance, or similar role, preferably in a fintech or financial services environment. An accounting or analytical qualification is preferred but not required.
• Experience in fintech, lending, payments, or financial services
• Exposure to consumer credit products or loan servicing
• Previous work with multiple banking partners or payment rails
• Experience supporting product launches or live product maintenance
• Advanced Excel / Google Sheets (e.g. lookups, pivot tables)
• Experience with SQL, BI tools, or data platforms
• Familiarity with automation tools or process improvement initiatives
• Relevant exposure to AI tooling including ChatGPT, Claude, Gemini, CoPilot etc.

The interview process

• 15 min: Mathematics focused cognitive assessment at point of application
• 30 min: Screening call with the Talent Team and Hiring team
• 90 min: Case Study Task
• 75 min: Final stage in person interview with the Finance Operations and Finance Leadership

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.
• Best-in-class compensation, including equity.
• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance.
• We’re an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.