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For Companies At a Glance
- Tasks: Lead a team to optimise credit strategies and enhance portfolio performance.
- Company: Join Lendable, a fast-growing fintech unicorn transforming consumer finance.
- Benefits: Enjoy remote work options, competitive pay, and a fully stocked kitchen.
- Why this job: Make a real impact in a collaborative environment with minimal bureaucracy.
- Qualifications: Proficiency in Python and SQL, with experience in credit risk strategy.
- Other info: Work in a vibrant Shoreditch office and enjoy a focus on well-being.
The predicted salary is between 43200 - 72000 ÂŁ per year.
Join to apply for the Credit Risk Manager role at Lendable
About Lendable
Lendable is on a mission to build the world’s best technology to help people get credit and save money. We are among the leading fintech companies in the UK, profitable since 2017, and backed by top investors such as Balderton Capital and Goldman Sachs. Our customers love us: 4.9 rating across tens of thousands of Trustpilot reviews.
One of the UK’s newest unicorns with a team of just over 600 people
Among the fastest‑growing tech companies in the UK
Profitable since 2017
Backed by top investors including Balderton Capital and Goldman Sachs
Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
Role Overview
We’re looking for an analytically‑mindful Credit Risk Manager to lead a team of analysts and drive meaningful change in our consumer finance products in the UK or USA. The role demands a data‑driven mindset, comfort with coding, and a passion for solving complex problems.
Responsibilities
Optimise credit decisioning: who to lend to, how much to lend, and at what interest rate.
Assess and adapt to external economic conditions.
Develop and own models that forecast returns and guide investor reporting.
Impact
Define and refine credit strategies that align with our evolving portfolio goals.
Discover insights from data using tools like Python and SQL to address key business questions.
Collaborate cross‑functionally with product, engineering, data, and operations teams to implement strategies.
Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
Qualifications
Daily coding experience in Python and SQL, ideally.
Proven experience in credit risk strategy, ideally within consumer lending.
A strategic mindset and the ability to translate complex data into clear, actionable decisions.
A focus on delivering results that align with both commercial and customer needs.
A collaborative, open approach and a willingness to challenge your own assumptions.
Experience leading and developing junior analysts.
Interview Process
An initial phone conversation with a member of our team.
Onsite interviews, including a practical case study and team conversations.
A final discussion with a member of our executive leadership (C‑suite).
Benefits
The opportunity to scale up one of the world’s most successful fintech companies.
Best‑in‑class compensation, including equity.
Work‑from‑home every Monday and Friday if desired; in‑office days in our Shoreditch office for UK team members.
Enjoy a fully stocked kitchen with breakfast, lunch, snacks, and drinks every Tuesday‑Thursday.
Coverage for private health insurance to support your well‑being.
We’re an equal‑opportunity employer and are committed to making Lendable the most inclusive workspace in London.
Equal Opportunity Statement
Lendable is an equal‑opportunity employer. We value diversity and encourage all qualified candidates to apply.
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Credit Risk Manager employer: Lendable
Contact Detail:
Lendable Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Familiarise yourself with Lendable's mission and values. Understanding their commitment to making consumer finance faster, cheaper, and friendlier will help you align your answers during interviews and demonstrate that you're a good cultural fit.
✨Tip Number 2
Brush up on your coding skills, particularly in Python and SQL. Since the role requires daily coding experience, being able to showcase your proficiency in these languages during practical assessments will set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your previous experience in credit risk strategy. Be ready to share specific examples of how you've optimised credit decisioning or developed models that forecast returns, as this will highlight your relevant expertise.
✨Tip Number 4
Emphasise your collaborative approach during interviews. Lendable values teamwork and cross-functional collaboration, so be prepared to discuss how you've successfully worked with different teams to implement strategies and drive results.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Risk Manager position. Familiarise yourself with Lendable's mission and values to tailor your application accordingly.
Highlight Relevant Experience: In your CV and cover letter, emphasise your experience in credit risk strategy and any coding skills, particularly in Python and SQL. Provide specific examples of how you've successfully led teams or projects in the past.
Showcase Analytical Skills: Demonstrate your analytical mindset by including examples of how you've used data to drive decisions. Mention any tools or methodologies you've employed to optimise credit decisioning or assess economic conditions.
Craft a Compelling Cover Letter: Write a personalised cover letter that reflects your enthusiasm for the role and the company. Discuss how your strategic mindset aligns with Lendable's goals and how you can contribute to their growth in the consumer finance market.
How to prepare for a job interview at Lendable
✨Showcase Your Analytical Skills
As a Credit Risk Manager, you'll need to demonstrate your ability to analyse data effectively. Be prepared to discuss specific examples of how you've used data analysis in previous roles, particularly in credit risk strategy.
✨Familiarise Yourself with Python and SQL
Since daily coding experience is essential for this role, brush up on your Python and SQL skills. You might be asked to solve a practical case study during the interview, so practice coding problems related to data manipulation and analysis.
✨Understand Lendable's Mission and Values
Research Lendable's mission to make consumer finance faster, cheaper, and friendlier. Be ready to discuss how your values align with theirs and how you can contribute to their goals, especially in optimising credit decisioning.
✨Prepare for Collaborative Discussions
Collaboration is key at Lendable. Think of examples where you've worked cross-functionally with other teams. Be ready to share how you approach teamwork and how you handle differing opinions to drive successful outcomes.