At a Glance
- Tasks: Conduct fraud checks and detailed investigations to protect customers.
- Company: Join Lendable, a fast-growing fintech with a mission to revolutionise credit.
- Benefits: Hybrid work, competitive salary, equity options, and private health insurance.
- Other info: Dynamic team environment with opportunities for personal and professional growth.
- Why this job: Make a real impact by preventing fraud and improving processes.
- Qualifications: Strong communication skills and an analytical mindset; previous fraud experience is a plus.
The predicted salary is between 30000 - 40000 £ per year.
You’ll conduct important fraud checks into new applicants and existing customers, as well as more detailed investigations.
You’ll work in the office 3 days per week. Depending on your preference, you can opt to work at either our London office or our Kent office.
You'll work 40 hours per week. This means you'll work Monday to Friday, from 9am to 6pm, with a one hour lunch break. You'll also work one full weekend (Saturday and Sunday), once every 4 weeks, and have two weekdays off in lieu.
Your team’s objectives:
- Protect our customers and society, by preventing fraud and financial crime.
- Comply with fraud and financial crime regulations and company policy.
- Minimise customer and applicant friction through skilled and timely decisions.
- Identify opportunities for product and process improvement.
How you’ll impact those objectives:
- You’ll conduct fraud investigations around scams and application fraud.
- You’ll utilise fraud systems and intelligence sources to make case decisions.
- You’ll report fraud to organisations such as Cifas.
- You’ll support new application checks and existing customer monitoring to proactively prevent fraud.
What do you need to succeed in this role?
- Excellent written and verbal English communication.
- Great organisation skills, comfortable with working in a fast-paced environment.
- Ability to work independently and take ownership of cases.
- Keen to self-develop and stay informed about current industry fraud trends.
- Have an analytical mindset with a good attention to detail.
- Previous fraud experience is advantageous, particularly around Unsecured Loans or Credit Cards.
The interview process:
- A quick call with one of the team
- A 15 minute Cognitive Assessment
- On-Site Interview and Assessment with the Fraud Investigations Manager
- Remote Interview with the Head of Fraud & Financial Crime
Lendable is on a mission to build the world's best technology to help people get credit and save money.
We’re growing fast, and there’s a lot more to do. We’re going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes.
Life at Lendable:
- The opportunity to scale up one of the world’s most successful fintech companies
- Best-in-class compensation, including equity
- You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas
- Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday
- We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
- We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London
Fraud Investigator in London employer: Lendable Ltd
Lendable is an exceptional employer, offering a dynamic work environment where you can contribute to meaningful fraud prevention efforts while enjoying a hybrid work model. With a strong focus on employee well-being, competitive compensation including equity, and opportunities for professional growth, Lendable fosters a collaborative culture that values innovation and inclusivity in the heart of London or Kent.
StudySmarter Expert Advice🤫
We think this is how you could land Fraud Investigator in London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Lendable Ltd looking for candidates who are engaged and informed.
We think you need these skills to ace Fraud Investigator in London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Lendable Ltd. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Lendable Ltd
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Lendable Ltd’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
