At a Glance
- Tasks: Own and develop IFRS models, ensuring accurate financial reporting.
- Company: Join Lendable, a fast-growing fintech on a mission to revolutionise credit.
- Benefits: Competitive salary, equity options, hybrid work, and health insurance.
- Other info: Collaborative culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in finance while working with cutting-edge technology.
- Qualifications: 3+ years in financial reporting, strong IFRS 9 knowledge, and SQL/Python skills.
The predicted salary is between 60000 - 80000 £ per year.
As Lendable scales its credit cards business, the integrity and accuracy of our financial reporting has never been more important. We’re looking for a Financial Reporting Manager to own the maintenance and development of our IFRS models and serve as a key data and analytical resource for our finance and capital markets teams.
Reporting into the UK cards credit team, you’ll be responsible for ensuring our IFRS 9 provisioning models are accurate, well-governed and aligned with our evolving portfolio. You’ll work closely with credit risk, capital markets and senior finance stakeholders to support data requests, scenario analysis and strategic decisions.
This role sits at the intersection of finance, credit risk and capital markets. You’ll need a deep understanding of IFRS 9, strong technical and modelling skills, and the ability to translate complex financial outputs into clear, actionable insight for a range of stakeholders.
What we’re looking for:- Essential:
- 3+ years in financial reporting, credit risk modelling or a related finance function within financial services
- Hands-on experience maintaining or developing IFRS 9 models, including PD, LGD and EAD components
- Strong understanding of loss provisioning methodology and an understanding of how provisions interact with P&L and balance sheet
- Proficiency in SQL and Python for data extraction and model maintenance
- Experience producing reporting packs and commentary for senior finance or capital markets audiences
- Ability to work cross-functionally with risk, finance and capital markets teams
- Experience in consumer lending or cards businesses
- Desirable:
- Familiarity with securitization structures, investor reporting or capital markets transactions
- Demonstrable use of AI in your workflow
- Experience presenting financial analysis to investors or rating agencies
- Track record of improving model governance, documentation or validation processes
- Detail-oriented and rigorous. You take pride in model accuracy, data quality and clean governance
- A clear communicator who can translate technical modelling outputs into plain language for finance and capital markets audiences
- Comfortable owning processes end-to-end, from data extraction through to stakeholder-ready outputs
- Curious and proactive, you seek out inconsistencies and improve processes before problems arise
- Collaborative and comfortable navigating ambiguity in a fast-moving environment
- A structured thinker who can manage multiple priorities and deadlines simultaneously
- Passionate about using data and technology to improve financial decision-making
Financial Reporting Manager employer: Lendable Ltd
Lendable Ltd is an exceptional employer that fosters a dynamic and collaborative work culture, perfect for those looking to thrive in the fast-paced world of marketing. With a strong focus on employee growth and development, you will have ample opportunities to enhance your skills while working on exciting projects under the innovative Zable brand. Located in a vibrant area, our team enjoys a supportive environment that values creativity and teamwork, making it a rewarding place to build your career.
