At a Glance
- Tasks: Investigate financial crime risks and conduct screening checks on applicants and customers.
- Company: Join Lendable, a leading fintech unicorn making finance faster and friendlier.
- Benefits: Enjoy remote work options, competitive pay, equity, and great office perks in Shoreditch.
- Other info: Work 3 days in the office and one weekend every 4 weeks.
- Why this job: Be part of a dynamic team tackling fraud while using cutting-edge technology like AI.
- Qualifications: Analytical mindset, strong decision-making skills, and previous financial crime experience preferred.
The predicted salary is between 36000 - 60000 £ per year.
Decisions that drive a material impact on the direction and success of Lendable from day 1.
Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo.
Build the best technology in-house, using new data sources, machine learning, and AI to make machines do the heavy lifting.
About the role:
We\'re hiring new financial crime investigators due to continued business growth. You\'ll conduct important financial crime screening checks and investigations into new applicants and existing customers.
You will use screening tools to match customer data against PEPs & Sanctions lists and use your initiative to determine the risks associated with the application/customer.
You will review customer profile information and transactional activity to identify financial crime risks, and take appropriate action on the account.
You will submit internal Suspicious Activity Reports in instances where suspicious activity has been identified.
As the business grows, you may be required to take on additional tasks to support the Financial Crime Team.
You\'ll work in the office 3 days per week and work 40 hours per week, Monday to Friday, from 9am to 6pm, with a one-hour lunch break. You will also work one full weekend (Saturday and Sunday) once every 4 weeks, with two weekdays off in lieu.
Team objectives:
- Protect our customers and society by preventing fraud and financial crime.
- Comply with financial crime regulations and company policy.
- Minimize customer and applicant friction through skilled and timely decisions.
- Identify opportunities for product and process improvement.
Impact of your role:
- Support new application checks and existing customer monitoring.
- Investigate potential PEPs and Sanctions matches, and assist with onboarding reviews.
- Monitor activity and transactions on customer accounts.
- Help mitigate risk by escalating financial crime concerns identified during reviews.
Requirements to succeed:
- Ability to collaborate effectively within a diverse team.
- Analytical mindset with good attention to detail.
- Strong decision-making skills and excellent writing skills.
- Effective communication skills with customers, applicants, and management.
- Proficient time management skills, meeting targets and deadlines.
- Previous financial crime experience is advantageous, especially in screening and KYC.
- Experience with automation and AI technologies for process improvements.
- Ability to leverage data, machine learning, and AI for fraud and financial crime detection and prevention.
The interview process:
- A 30-minute call with a Talent team member.
- Interview and assessment with the Financial Crime Team Leader/Manager.
- Video interview with the Head of Fraud and Financial Crime.
Life at Lendable:
- Opportunity to scale one of the world\'s most successful fintech companies.
- Competitive compensation, including equity.
- Work from home on Mondays and Fridays, with in-office days in Shoreditch, London.
- Office amenities include a fully stocked kitchen and private health insurance.
- Committed to inclusivity and diversity.
About Lendable:
Lendable aims to make consumer finance faster, cheaper, and friendlier. As a leading fintech and one of the UK\'s newest unicorns, we have a strong team, are profitable since 2017, and backed by top investors. We offer innovative financial products and are expanding in the UK and US markets.
#J-18808-LjbffrFinancial Crime Investigator in City of Westminster employer: Lendable Ltd
Lendable is an exceptional employer that fosters a collaborative and innovative work culture, where financial crime investigators play a crucial role in safeguarding customers and society. With competitive compensation, including equity, and the flexibility to work from home on Mondays and Fridays, employees enjoy a supportive environment that prioritises inclusivity and diversity. Located in Shoreditch, London, Lendable offers unique growth opportunities within one of the world's most successful fintech companies, empowering team members to make impactful decisions from day one.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator in City of Westminster
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Lendable Ltd looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime Investigator in City of Westminster
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Lendable Ltd. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Lendable Ltd
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Lendable Ltd’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
