At a Glance
- Tasks: Join our Compliance team to ensure regulatory obligations and deliver great customer outcomes.
- Company: Lendable, a fast-growing fintech on a mission to revolutionise credit.
- Benefits: Hybrid work, competitive pay, equity options, and private health insurance.
- Other info: Dynamic environment with opportunities for growth and a focus on well-being.
- Why this job: Make a real impact in compliance while working with cutting-edge technology.
- Qualifications: 2+ years in compliance monitoring and a strong understanding of financial regulations.
The predicted salary is between 45000 - 55000 £ per year.
As Compliance Monitoring Officer, you'll join Lendable's Compliance team to help ensure the firm meets its regulatory obligations and delivers good outcomes for customers. You'll design and deliver structured compliance monitoring reviews across the business, identifying risks and gaps, and working with stakeholders to track remediation to completion. This is a hands-on, detail-driven role for someone who understands consumer credit regulation and wants to build a strong second-line assurance function within a fast-moving fintech. You'll report into the Compliance and Governance Manager, working closely with teams across the business as well as external bodies including the FCA and ICO.
Your team's objectives:
- Deliver a robust, well-evidenced compliance monitoring programme across the firm
- Ensure adherence to regulatory requirements and internal policies at all times
- Identify and escalate compliance risks, breaches, or suspicious activity before they cause harm
- Provide second-line assurance over the effectiveness of Quality Assurance activities
- Keep the business ahead of regulatory change through horizon scanning
- Embed Consumer Duty and good customer outcomes across the organisation
How you'll impact those objectives:
- Design terms of reference, testing logs, and comprehensive final reports for each monitoring review
- Present findings to senior management and drive agreed actions to completion
- Maintain accurate, audit-ready records across all stages of monitoring activity
- Review and validate the effectiveness of Quality Assurance work as second-line assurance
- Support regulatory reporting, horizon scanning, and ad hoc compliance advice requests
- Investigate and escalate potential breaches or unusual patterns to the right internal and external stakeholders
What do you need to succeed in this role:
- 2+ years' experience in compliance monitoring within consumer credit, ideally including secured lending products
- Solid knowledge of financial services regulation (AML, KYC, GDPR, DISP, CONC, MCOB)
- Strong grounding in risk assessment methodologies and compliance monitoring techniques
- A 2:1 degree (finance, law, business, or related) plus 3 A-levels at grade B or above; ICA or similar a plus
- Sharp analytical skills with strong attention to detail and the ability to interpret data and spot patterns
- Excellent written and verbal communication, with the confidence to engage stakeholders at all levels
Interview process:
- Screening stage: 15 minute remote cognitive exercise + 30 minute Interview with the Talent Partner
- A short exercise to complete at home with a 7 day deadline
- 60 minute: Remote or in person (if preferred) interview: with Compliance and Governance Manager and Senior Compliance Monitoring Officer.
- 30 minute: Final stage interview with the Head of Compliance
Compliance Monitoring Officer employer: Lendable Ltd
Lendable Ltd is an exceptional employer that fosters a dynamic and collaborative work culture, perfect for those looking to thrive in the fast-paced world of marketing. With a strong focus on employee growth and development, you will have ample opportunities to enhance your skills while working on exciting projects under the innovative Zable brand. Located in a vibrant area, our team enjoys a supportive environment that values creativity and teamwork, making it a rewarding place to build your career.
StudySmarter Expert Advice🤫
We think this is how you could land Compliance Monitoring Officer
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Lendable Ltd looking for candidates who are engaged and informed.
We think you need these skills to ace Compliance Monitoring Officer
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Lendable Ltd. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Lendable Ltd
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Lendable Ltd’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
