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- Tasks: Join our underwriting team to assess and analyse bridging loan applications.
- Company: Be part of a leading UK finance brokerage known for exceptional customer service.
- Benefits: Enjoy a competitive salary, pension, life insurance, and fun office perks like early finishes and team events.
- Why this job: Gain valuable experience in finance while working in a supportive, vibrant environment with real growth opportunities.
- Qualifications: Experience in bridging or property finance is preferred; strong analytical and communication skills are essential.
- Other info: Full training provided, including free CeMap 1-3 training for successful candidates.
The predicted salary is between 25000 - 35000 £ per year.
We are seeking an individual to join our clients dynamic underwriting team. Our client is one of the UKs leading finance brokerages, recognised for their expertise in secured loans and bridging finance. With a strong online presence and a commitment to exceptional customer service, they are expanding their team and looking to appoint a Bridging Underwriter.
The successful candidate will be responsible for assessing, analysing, and underwriting bridging loan applications in line with company policies, lending criteria, and regulatory requirements. You will play a key role in managing risk while maintaining high levels of service and turnaround times.
The Benefits and Perks Package:
- Company Pension
- Life Insurance
- 20 days holiday plus bank holidays
- Onsite Parking
- Employee referral programme
- Structured career progression with real opportunities to grow
- Fun supportive working environment with a close-knit team
- Early Friday finishes with access to an in-house bar
- Casual dress (branded gear provided)
- Great office vibes and regular team events
- Free CeMap 1-3 training if successful
The Basics:
- Bridging Underwriter
- Office based
- Starting salary of £25,000
- Mon - Fri 9:00-5:00 or 10:00am - 6:00pm on a rota
The Responsibilities:
- You will support the sales team by underwriting bridging loan enquiries, following up on Decisions in Principle (DIPs), and managing the issuance of required documents.
- You will be instructing solicitors and handle third-party requests, while assisting the team in progressing cases efficiently through to swift completion.
- Reviewing documents received from clients, submit them to lenders for bridging loan completion, and accurately process and record completed cases.
- Throughout your first year, you will gain comprehensive knowledge of the entire bridging process, with plenty of opportunity for personal development and progression within the team.
- You will work closely with our carefully selected panel of lenders, building strong relationships that are as important as the collaboration and support you'll receive from your team of experienced packagers.
- Full training will be provided both internally and externally, ensuring you are fully supported throughout your development journey.
The Skills & Requirements:
- A background in bridging, property finance, or specialist lending underwriting.
- An understanding of bridging finance, property valuation, credit assessment, and risk analysis.
- Familiarity with both regulated and unregulated bridging loans.
- Excellent analytical skills and attention to detail.
- Ability to manage a high volume of cases while maintaining quality and accuracy.
- Strong written and verbal communication skills.
- Confident decision-maker with sound commercial judgment.
- Ability to build effective relationships with brokers, solicitors, valuers, and colleagues.
- Proficient in using underwriting and CRM systems.
Lemoncloud prides itself on partnering with places of work that encourage diversity, equality, and inclusion. At Lemoncloud we endeavour to get back to you within 48 hours of your application.
Loans Underwriter in Watford employer: LEMONCLOUD RECRUITMENT LTD
Contact Detail:
LEMONCLOUD RECRUITMENT LTD Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Loans Underwriter in Watford
✨Tip Number 1
Familiarise yourself with the specific requirements of bridging finance and property valuation. Understanding these concepts will not only help you in interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the finance and underwriting sectors. Attend industry events or join online forums to connect with others who can provide insights or even refer you to opportunities within companies like ours.
✨Tip Number 3
Prepare for potential interview questions by practising your responses to scenarios involving risk assessment and decision-making. This will showcase your analytical skills and ability to handle the responsibilities of a Bridging Underwriter.
✨Tip Number 4
Research our company culture and values. Being able to articulate how you align with our commitment to exceptional customer service and teamwork will set you apart from other candidates.
We think you need these skills to ace Loans Underwriter in Watford
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in bridging finance or underwriting. Use keywords from the job description to demonstrate that you meet the specific requirements of the Loans Underwriter position.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of bridging loans and your analytical skills. Mention your ability to manage high volumes of cases and your experience with risk analysis, as these are crucial for the role.
Showcase Relevant Skills: In your application, emphasise your strong written and verbal communication skills, as well as your proficiency in using underwriting and CRM systems. These skills are essential for building relationships with brokers and managing documentation.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is vital for an underwriting role.
How to prepare for a job interview at LEMONCLOUD RECRUITMENT LTD
✨Know Your Bridging Finance Basics
Make sure you brush up on your knowledge of bridging finance, property valuation, and credit assessment. Being able to discuss these topics confidently will show that you understand the core responsibilities of a Loans Underwriter.
✨Demonstrate Analytical Skills
Prepare to showcase your analytical skills during the interview. You might be asked to assess a hypothetical loan application, so practice breaking down information and making sound decisions based on risk analysis.
✨Highlight Your Communication Skills
Since the role involves building relationships with brokers, solicitors, and colleagues, be ready to discuss examples of how you've effectively communicated in previous roles. Strong verbal and written communication is key!
✨Show Enthusiasm for Teamwork
The company values a supportive working environment, so express your enthusiasm for being part of a close-knit team. Share experiences where you've collaborated successfully with others to achieve common goals.
