Senior Legal Counsel (Corporate, M&A & Financing)

Ambition has no passport. That belief is why LemFi exists. We're the financial engine for people the world wasn't built to serve, the millions who move countries to build something better and find the financial system hasn't caught up with them yet. We started with remittances: the money people send home to the people they love. Now we run multi-currency accounts, Savings, eSIMs and Credit. Because staying connected to home and building somewhere new are not two separate things.

About the role

Our Legal team is small, senior and hands-on. We do the work ourselves, cover each other's areas and use outside counsel only where local law or deal size genuinely requires it. You will be the group's lead lawyer on corporate structures, acquisitions and group corporate matters, working directly with the CLPO, the CFO and the founders. This is a role for a corporate and finance lawyer who wants to run deals rather than manage them from a distance. You will draft, negotiate and close transactions yourself, bring rigour to how we manage the group structure across a growing number of markets, and use AI tooling to move faster and work smarter across every part of the brief.

What you'll build and own

• Run acquisitions end to end - structuring, legal due diligence, sale and purchase agreements, disclosure, warranty and indemnity insurance, completion and post-completion integration - including targets that hold financial services licences.
• Lead change-in-control approval processes with the FCA, the Central Bank of Ireland, the Bank of Canada, MTL regulators and others, coordinating closely with Compliance and the business.
• Own the group corporate structure across the UK, Ireland, Norway, the US and other markets: capital injections, intra-group financing, debt-for-equity swaps and reorganisations.
• Prepare board and shareholder resolutions, support board and committee meetings across group entities, and oversee entity management and company secretarial work.
• Select, instruct and manage outside counsel on cross-border deals, agree fee estimates, challenge bills and keep deal costs within budget - pulling routine work in-house wherever it makes sense.
• Support employee equity arrangements in close partnership with the People and Finance teams.
• Use AI tools to accelerate first-draft work, due diligence review and research, so you can spend your time on the judgement calls that actually matter.

Your experience

• Qualified solicitor in England and Wales or Ireland, or advokat in Norway (or equivalent), with at least 8 years' PQE.
• Strong corporate, M&A and banking or finance experience, built at a leading law firm and ideally also in-house at a fintech, bank or regulated financial services business.
• A track record of leading equity rounds, debt facilities and acquisitions from term sheet through to completion - you have been in the room, not behind it.
• Experience with regulated entities and change-in-control processes across one or more of our key jurisdictions.
• Comfortable working across multiple jurisdictions and alongside founders, investors and lenders without needing hand-holding.
• A hands-on, practical style: you write first drafts yourself, give clear commercial advice and do not hide behind caveats.

Nice to have

• Experience with consumer credit funding structures such as warehouse facilities or forward-flow arrangements.
• Familiarity with cap table tools such as Carta.
• Fluency in Norwegian or another Scandinavian language.

Why join LemFi?

Your work here puts money back into families' pockets. That's the reward, and the weight of it. You'll take on some of the hardest problems in finance alongside people who do their best work when the stakes are real. We move fast and we expect a lot, because our customers can't afford for us to do otherwise. In return you get room to own real problems, global impact you can see, and a team that won't slow you down. Bring grit and ownership and there's a place for them here. Ambition belongs here, come and show us yours.