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LemFi (Series B) is building the go-to financial app for the Global South.
Moving to a new country shouldn’t mean starting from zero. That\'s why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.
What began as fast, affordable remittances is now evolving into a complete platform for multi‑currency accounts, payments, credit, and long‑term financial growth.
With over 2 million users across the globe, we process over $1.5B in monthly transactions to 30+ countries, proving that borders shouldn\'t limit financial opportunity.
The Role
You will be the engine behind LemFi’s payments and treasury operations, ensuring that money moves efficiently, accurately, and on time across multiple corridors. Your focus will be on managing payments, monitoring cash flows, reconciling accounts, and maintaining real‑time financial visibility.
You won’t just process transactions—you will analyze flows, identify discrepancies, and optimise operations, supporting liquidity planning and helping the company scale securely across Africa and Asia.
How You’ll Contribute
- Execute Payments: Process outbound payments across multiple corridors in Africa and Asia, ensuring timeliness and accuracy.
- Monitor Cash Flows: Track incoming payment flows and live balances, quickly identifying and resolving issues to maintain operational integrity.
- Reconcile Accounts: Perform daily, weekly, and monthly reconciliations of inflows, outflows, and balances across banks, partners, and payment providers.
- Investigate Discrepancies: Identify, investigate, and resolve reconciliation errors efficiently and accurately.
- Collaborate Across Teams: Liaise with Customer Support, Accounting, Compliance, and Engineering to ensure seamless transaction processing and reporting.
- Support Liquidity & Planning: Maintain a real‑time view of account balances and upcoming obligations to aid treasury and funding decisions.
- Improve Processes & Partner Management: Document workflows, identify process improvements, and work with external partners and vendors to resolve payment‑related queries and ensure smooth operations.
Who You Are
- Detail‑Oriented: You have a strong eye for accuracy and take pride in maintaining clean, reliable financial records.
- Organized & Proactive: You can manage multiple tasks and deadlines while anticipating issues before they arise.
- Analytical: You enjoy identifying trends, simplifying processes, and optimising operations using data.
- Collaborative: You communicate clearly with internal teams and external partners, fostering alignment and smooth execution.
- Adaptable: You thrive in a fast‑paced, high‑growth fintech environment and handle change with ease.
What You’ll Bring
- 2+ years in payments, treasury, operations, or middle‑office roles, ideally in fintech, banking, or financial institutions.
- Strong Excel or Google Sheets skills (pivot tables, lookups, conditional formatting) and comfort working with financial data.
- Solid understanding of financial reconciliations, cash flow tracking, and payment operations.
- High accuracy and precision in data handling, reporting, and transaction monitoring.
- Proactive & Adaptable: Comfortable in a fast‑paced, high‑growth environment, with the ability to identify inefficiencies, implement improvements, and work remotely.
- Nice to Have: Experience with payment processors, cross‑border remittances, African/Asian banking systems or fintech treasury operations.
The Interview Process
- Chat with a Talent Partner (30 mins)
- Behaviours & Culture Interview (45 mins)
- Case Study (60 mins)
Why Join LemFi?
Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We\'re changing this.
At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics – it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.
Our Values: How We Win
- Sharp Customer Focus 🎯 We cut through the noise and prioritize ruthlessly based on what drives real value.
- Lead with Data 📊 We trade instinct for insight. We test, analyze, and own the outcomes.
- Ownership 🤝 We take responsibility for global outcomes, not just local wins.
- Grit 💪 We navigate ambiguity with resilience and keep pushing until the customer feels the impact.
Diversity & Inclusion at LemFi
To build the best financial tools for the global diaspora, we need a team that reflects the world we serve. We welcome builders from all walks of life who embody our values over a perfect resume.
Don’t meet every single requirement in the job ad? Research shows that candidates from underrepresented backgrounds often hesitate to apply if they don’t check every box. If you are excited about this role and our mission, we encourage you to apply anyway. You might be just the right person for this, or other roles.
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