At a Glance
- Tasks: Lead and develop a team of underwriters to ensure high-quality lending decisions.
- Company: Join Legal & General Home Finance, a leader in mortgage underwriting.
- Benefits: Enjoy competitive salary, performance bonuses, generous holiday, and healthcare plans.
- Why this job: Make a real impact by shaping best practices and improving customer outcomes.
- Qualifications: Experience in leading teams and delivering responsible lending decisions.
- Other info: Flexible working options and a culture that values diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
Legal & General Home Finance is seeking a team lead to develop people, drive high-quality lending decisions, and deliver excellent customer outcomes. You will lead a team of underwriters, shape best practice, and ensure lending is responsible, consistent and customer-focused.
Are you passionate about developing people, driving high-quality lending decisions, and delivering great customer outcomes? Join us at Legal & General Home Finance as we continue to grow and strengthen our mortgage underwriting capability. You will lead a team of skilled underwriters, shape best practice, and play a key role in ensuring our lending is responsible, consistent and customer-focused.
What you will be doing:
- Leading, coaching and developing a team of underwriters to build capability and support their ongoing professional growth.
- Providing technical training and guiding the team in managing workloads effectively.
- Delivering high-quality and responsible lending decisions within our risk appetite.
- Acting as an escalation point for complex queries and complaints and driving learning through root-cause analysis.
- Working closely with Operations and Risk teams to review MI, identify trends and improve customer outcomes.
- Embedding conduct risk principles into day-to-day activity to ensure fair outcomes for customers.
- Building strong working relationships across the business and supporting cross-functional collaboration.
- Contributing to process and policy improvements to enhance efficiency and decision quality.
Who we are looking for:
- Leading, coaching and developing a team of underwriters to build capability and support their ongoing professional growth.
- Providing technical training and guiding the team in managing workloads effectively.
- Delivering high-quality and responsible lending decisions within our risk appetite.
- Acting as an escalation point for complex queries and complaints and driving learning through root-cause analysis.
- Working closely with Operations and Risk teams to review MI, identify trends and improve customer outcomes.
- Embedding conduct risk principles into day-to-day activity to ensure fair outcomes for customers.
- Building strong working relationships across the business and supporting cross-functional collaboration.
- Contributing to process and policy improvements to enhance efficiency and decision quality.
Benefits:
- The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
- Generous pension contribution.
- Life assurance.
- Healthcare Plan (permanent employees only).
- At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday.
- Competitive family leave.
- Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only).
- There are many discounts we offer - both for our own products and at a range of high street stores and online.
- In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart.
Additional Information:
At L&G, we believe it’s possible to generate positive returns today while helping to build a better future for all. If you join us, you will be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.
We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can.
It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.
Underwriting Team Manager employer: LegalAndGeneral
Contact Detail:
LegalAndGeneral Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriting Team Manager
✨Tip Number 1
Network like a pro! Reach out to current employees at Legal & General Home Finance on LinkedIn. Ask them about their experiences and any tips they might have for the interview process. It’s all about making connections that can help us stand out!
✨Tip Number 2
Prepare for those tricky questions! Think about how you would lead and develop a team of underwriters. Have examples ready that showcase your leadership skills and how you’ve driven high-quality decisions in the past. We want to show them we’re the right fit!
✨Tip Number 3
Practice makes perfect! Set up mock interviews with friends or family. This will help us get comfortable talking about our experiences and answering questions confidently. Plus, it’s a great way to refine our storytelling skills!
✨Tip Number 4
Don’t forget to follow up! After the interview, send a thank-you email to express our appreciation for the opportunity. It shows we’re genuinely interested and keeps us fresh in their minds. Let’s make sure they remember us!
We think you need these skills to ace Underwriting Team Manager
Some tips for your application 🫡
Show Your Passion: When writing your application, let your enthusiasm for developing people and delivering excellent customer outcomes shine through. We want to see that you’re genuinely excited about the role and how you can contribute to our team.
Tailor Your Experience: Make sure to highlight your relevant experience in leading teams and making high-quality lending decisions. We love seeing how your background aligns with our mission, so don’t hold back on showcasing your skills!
Be Clear and Concise: Keep your application straightforward and to the point. We appreciate clarity, so make sure your key achievements and qualifications stand out without unnecessary fluff. This helps us see your potential quickly!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at LegalAndGeneral
✨Know Your Stuff
Make sure you brush up on your underwriting knowledge and the latest trends in the mortgage industry. Familiarise yourself with Legal & General Home Finance's approach to responsible lending and customer outcomes, as this will show your genuine interest in the role.
✨Showcase Your Leadership Skills
Prepare examples of how you've successfully led and developed teams in the past. Think about specific situations where you coached someone to improve their performance or resolved a complex issue. This will demonstrate your capability to lead a team of underwriters effectively.
✨Be Ready for Scenario Questions
Expect questions that assess your problem-solving skills, especially around complex queries and complaints. Prepare to discuss how you would handle these situations, focusing on your analytical skills and ability to drive learning through root-cause analysis.
✨Emphasise Collaboration
Highlight your experience working cross-functionally with other teams, like Operations and Risk. Be ready to discuss how you’ve built strong relationships in previous roles and how you can contribute to process improvements that enhance decision quality.