This job is brought to you by Jobs/Redefined, the UK\'s leading over-50s age inclusive jobs board.Company DescriptionLegal & General supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.We are the UK\'s number one individual life insurer, and also provide Group Protection products for employers - all helping people to plan for the unexpected. We support home buying through our Mortgage Club - the UK\'s largest - and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.Joining us means helping create brighter financial futures for all our customers.Job DescriptionAre you ready to take your career to the next level? We\'re recruiting for a Life Medical Underwriter to join our dynamic team You\'ll be reviewing customer applications to identify risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications. With a competitive base salary and flexible working options, this is an opportunity you don\'t want to miss!Why You\'ll love working with us:Flexible Work Arrangements : Choose between home- based or hybrid opportunities, depending on your location. We ask for just one day a week in the office.Work-Life Balance : We offer full time, part-time, and condensed hours within the team to suit your lifestyle.Career Development : We will provide opportunities for you to grow and advance in your fieldWhat you\'ll be doing:Accurately assessing and documenting life and disability risks by reviewing applications and decide which terms, if any, can be offered up to the value based on your autonomy levelAbility to participate in or lead projects, which enhance the underwriting process and improve our systems and commercial viability, including instigating such projects, using own initiative, expertise and business awarenessEnsuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarilyIdentifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limitsEnsuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions madeTaking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirementsCommunicating with internal, external customers and third parties via all methods of communication in a professional and efficient manner ensuring customer satisfaction is maximised and expectations met by obtaining and giving the correct informationUnderstanding the commitments that are made about the level of service during the marketing and sales processes to ensure the area is capable of meeting those expectations and that customers\' reasonable expectation of performance and service are metQualificationsWho we\'re looking for:Must have experience in underwriting protection productsMust have experience in UK medical underwriting (essential)Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwritingExtensive knowledge of all protection productsUnderstanding of legislations and regulatory requirements would be preferableExcellent Written and verbal communication skillsWhatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:The opportunity to participate in our annual, performance-related bonus plan and valuable share schemesGenerous pension contributionLife assurancePrivate medical insurance (permanent employees only)At least 25 days holiday, plus public holidays, 26 days after 2 years\' service. There\'s also the option to buy and sell holidayCompetitive family leaveParticipate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrificeThere are the many discounts we offer - both for our own products and at a range of high street stores and onlineIn 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heartAdditional InformationAt L&G, we believe it\'s possible to generate positive returns today while helping to build a better future for all.If you join us, you\'ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can.It doesn\'t matter if you don\'t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.Videos To Watchhttps://youtu.be/8ZYGBwImH08https://www.youtube.com/watch?v=ZBOaxOH1C2chttps://youtu.be/YwHNjdPbbkk
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Senior Life Medical Underwriter in London employer: LegalAndGeneral
Legal & General is an exceptional employer that prioritises employee wellbeing and career development, offering flexible working arrangements and a supportive work culture. With a commitment to inclusivity and a focus on creating brighter financial futures, employees benefit from generous holiday allowances, performance-related bonuses, and opportunities for professional growth in a dynamic environment. Join us in making a meaningful impact while enjoying a balanced work-life experience.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Life Medical Underwriter in London
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like LegalAndGeneral). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like LegalAndGeneral. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at LegalAndGeneral.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at LegalAndGeneral. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at LegalAndGeneral
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at LegalAndGeneral to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at LegalAndGeneral, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding LegalAndGeneral's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
