Overview
In this role, you will assess and underwrite enhanced annuity applications, applying risk frameworks to deliver fair, accurate decisions. You’ll gather medical, financial, and supporting information to inform outcomes while balancing customer needs with financial risk. You will work in a collaborative, fast-paced team, driving process improvements and ensuring high-quality service. You contribute to strategy through underwriting insights and maintain accurate records across systems.
Pay / Benefits
- annual performance-related bonus
- valuable share schemes
- generous pension contribution
- life assurance
- healthcare plan
- 25 days holiday (plus holidays) plus buy/sell option
Responsibilities
- Assessing and underwriting enhanced annuity applications per guidelines and risk frameworks
- Gathering and evaluating medical, financial, and supporting information for decisions
- Delivering fair outcomes that balance customer needs with risk management
- Using product, process and systems knowledge to provide efficient service
- Identifying opportunities to improve processes and contribute to continuous improvement
- Collaborating with colleagues to enhance customer outcomes and service delivery
- Maintaining accurate records across underwriting and workflow systems
- Analyzing underwriting data to support strategy, risk awareness and performance improvement
Key requirements
- Strong analytical skills to interpret complex information and make decisions
- Knowledge of medical risk factors and their impact on underwriting outcomes
- Understanding of financial services, market conditions and commercial considerations
- Strong communication skills to explain decisions clearly
- Ability to work collaboratively and build relationships across teams
- High attention to detail and organizational skills for multiple priorities
- Proactive mindset with commitment to continuous learning and improvement
- Strong communication
- Collaboration across teams
- Attention to detail
- Analytical skills and data interpretation
- Knowledge of medical risk factors in underwriting
- Understanding of underwriting systems and workflow tools
Enhanced Annuity Underwriter in Cardiff employer: Legal and General
Legal & General (L&G) is an exceptional employer that prioritises employee growth and well-being, offering a collaborative work culture where innovation thrives. As a Senior Azure Platform Engineer, you'll have the opportunity to work with cutting-edge technologies in a supportive environment that values flexibility and personal development, ensuring you can achieve both professional and personal goals while contributing to meaningful financial solutions for millions of customers.
