At a Glance
- Tasks: Assess risk, set pricing, and deliver exceptional service to customers.
- Company: Join Legal & General, a leading UK financial services group with a mission to improve lives.
- Benefits: Competitive salary, hybrid working, and opportunities for personal development.
- Other info: Inclusive culture with flexible working options and a focus on career growth.
- Why this job: Make a real impact in a dynamic team while growing your underwriting career.
- Qualifications: Experience in underwriting or financial services, strong communication skills, and a proactive mindset.
The predicted salary is between 34000 - 44000 £ per year.
Company Description
Legal & General (L&G) is a leading UK financial services group and major global investor. We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders. We are one of the world’s largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income. L&G Retail supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.
Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products. We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas. Joining us means helping create brighter financial futures for all our customers.
Job Description
We’re recruiting for a Scheme Underwriter to join us. We’re offering a base salary of £34,000-£44,000 and hybrid working. Are you ready to make a real impact in a dynamic and supportive team? We’re looking for an Underwriter to join our Group Protection Retail team. You’ll play a key role in delivering exceptional service to our customers while helping us grow our business. Whether you're already experienced or looking to take the next step in your underwriting career, we’d love to hear from you.
What you’ll be doing:
- Assessing risk and setting pricing in line with underwriting guidelines
- Building and maintaining strong relationships with customers and brokers
- Collaborating with colleagues to meet shared financial and service goals
- Managing your workload to meet deadlines and communicating effectively when needed
- Supporting your own development by learning new skills and following your personal development plan
- Staying informed about new products, team updates, and business developments
- Ensuring customers receive clear, timely information to manage their policies
- Prioritising service for customers making changes, claims, or complaints
Qualifications
Who we’re looking for:
- Experience in underwriting or a related financial services role
- Strong communication skills, both written and verbal
- Confidence in using Microsoft Office, especially Excel
- Ability to adapt and stay motivated in a fast-paced environment
- A collaborative mindset and willingness to support team goals
- A proactive approach to personal development and learning
- Understanding of Group Protection products and regulations
- Commitment to treating customers fairly and upholding high ethical standards
Additional Information
At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.
Group Protection Scheme Underwriter in Cardiff employer: Legal And General Group
Legal & General (L&G) is an exceptional employer, offering a dynamic work environment that fosters collaboration and innovation. With a strong commitment to employee growth, L&G provides numerous benefits including a competitive pension scheme, healthcare plans, and flexible working options, all within a culture that values diversity and inclusion. Located in the UK, employees can enjoy modern, sustainable offices designed to enhance the workplace experience while contributing to a net-zero carbon future.
StudySmarter Expert Advice🤫
We think this is how you could land Group Protection Scheme Underwriter in Cardiff
✨Tip Number 1
Network like a pro! Reach out to current employees at L&G on LinkedIn or through mutual connections. Ask them about their experiences and any tips they might have for landing the Scheme Underwriter role.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of Group Protection products. Show us you understand the industry and can discuss how you’d assess risk and set pricing effectively.
✨Tip Number 3
Practice your communication skills! Since strong verbal and written communication is key, consider doing mock interviews with friends or using online resources to refine your pitch.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Group Protection Scheme Underwriter in Cardiff
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Group Protection Scheme Underwriter role. Highlight relevant experience in underwriting or financial services, and don’t forget to showcase your strong communication skills and ability to work collaboratively.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about joining L&G and how your skills align with our mission of safeguarding financial futures. Keep it concise but impactful!
Showcase Your Skills:When filling out your application, be sure to highlight your proficiency in Microsoft Office, especially Excel. Mention any experience you have with Group Protection products and your commitment to treating customers fairly.
Apply Through Our Website:We encourage you to apply through our website for the best chance of success. It’s straightforward and ensures your application goes directly to us. Plus, we love seeing candidates who take that extra step!
How to prepare for a job interview at Legal And General Group
✨Know Your Numbers
As a Scheme Underwriter, you'll be dealing with risk assessment and pricing. Brush up on your understanding of underwriting guidelines and be ready to discuss how you would approach setting prices based on different risk factors. This shows you're not just familiar with the role but also prepared to make informed decisions.
✨Build Rapport
Strong relationships with customers and brokers are key in this role. During the interview, demonstrate your communication skills by engaging with the interviewer. Share examples of how you've successfully built relationships in previous roles, highlighting your collaborative mindset and customer-first approach.
✨Stay Informed
Show that you're proactive about your personal development by discussing any recent trends or changes in the Group Protection sector. Mention any relevant courses or certifications you've pursued, and express your enthusiasm for learning about new products and regulations that impact the industry.
✨Demonstrate Adaptability
The financial services environment can be fast-paced and ever-changing. Prepare to share examples of how you've adapted to change in previous roles. Highlight your ability to manage workloads effectively while maintaining high service standards, which is crucial for success in this position.
