At a Glance
- Tasks: Develop and maintain credit risk models to support home ownership for more people.
- Company: Join a purpose-driven organisation with a focus on community and inclusivity.
- Benefits: Enjoy hybrid working, annual bonuses, generous holiday, and pension contributions.
- Other info: Be part of a supportive culture that values diversity and personal growth.
- Why this job: Make a real impact in helping others achieve their dream of home ownership.
- Qualifications: Experience in credit risk modelling and strong analytical skills required.
The predicted salary is between 55000 - 65000 £ per year.
How you'll help us live our purpose. We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation. It's a purpose that drives everything we do. And you can play your part too join our Risk Modelling & Measurement team as a Senior Credit Risk Modeller.
How you'll make a difference:
- You will support the Credit Risk team developing, monitoring, and maintaining credit risk models used across the society, within capital, provisioning, customer decisioning and other business needs.
What will you bring to the role?
- Previous analytical or data science experience within credit risk or broader financial institutions, with exposure to developing predictive models.
- Knowledge on principles of credit risk model development, including scorecard, Basel/IRB or IFRS9 modelling (PD, EAD, LGD, etc.).
- UK retail lending experience.
- In-depth knowledge and understanding of statistical aspects (especially these which are used in Credit Risk-Basel modelling): Logistic-Linear Regression, Scorecard development; model validation approaches (GINI coefficient; KS-statistics); Data sampling; Data mining; model maintenance frameworks.
- Excellent analytical skills and a strong attention to detail.
- A qualification in a degree with relevant analytical/statistical components.
- Extensive coding experience (SAS, SQL, Python).
And in return, you'll get the best from us:
- Hybrid working 2 days per week in the office
- Annual bonus of up to 12%
- Matched pension contributions up to 10%
- 26 days holiday, plus bank holidays and holiday purchase scheme
- Colleague Mortgage and Saver products
- 2 days' volunteering per year
We'll give you a place to belong with the support to learn, develop and shape a meaningful career.
Why choose us?
Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.
You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023 Business Culture Awards. This recognises how we've embedded our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.
Why wait? Apply now. We'd love to hear from you. But don't wait around - we may close the advert early and we'd hate for you to miss out. We're devoted to creating a culture and workplace that is representative of the communities we serve.
If you'd like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter so we can find out more about your skills and experience. We're committed to supporting you to be at your best - to discuss any reasonable adjustments we could make, please contact us.
Senior Credit Risk Modeller in Slough employer: Leeds Building Society
Join a purpose-driven organisation that has been helping individuals achieve home ownership since 1875. As a Senior Credit Risk Modeller, you'll benefit from a supportive work culture that prioritises employee growth, offering hybrid working options, generous holiday allowances, and a commitment to inclusivity. With opportunities for professional development and a focus on making a meaningful impact in the community, this is an excellent place to build your career.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Modeller in Slough
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and credit risk sectors. Attend industry events or webinars, and don’t be shy about asking for informational interviews. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Create a portfolio showcasing your previous work with predictive models and statistical analysis. This can be a game-changer during interviews, as it gives potential employers a tangible look at what you can bring to the table.
✨Tip Number 3
Prepare for those tricky interview questions! Brush up on your knowledge of credit risk principles and model validation techniques. Practising your responses will help you feel more confident and articulate when discussing your expertise.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love hearing from passionate candidates who are eager to make a difference in the world of credit risk.
We think you need these skills to ace Senior Credit Risk Modeller in Slough
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your analytical skills, coding experience, and any relevant credit risk modelling work you've done. We want to see how you can make a difference!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk modelling and how your background aligns with our purpose. Let us know what drives you and how you can contribute to our mission.
Showcase Your Technical Skills:Since we're looking for someone with extensive coding experience, be sure to mention your proficiency in SAS, SQL, and Python. If you've worked on predictive models or have knowledge of statistical methods, don't hold back – we want to hear all about it!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows us you're keen to join our team!
How to prepare for a job interview at Leeds Building Society
✨Know Your Models Inside Out
As a Senior Credit Risk Modeller, you'll need to demonstrate your expertise in credit risk models. Brush up on your knowledge of scorecard development, Basel/IRB, and IFRS9 modelling. Be ready to discuss specific examples of models you've developed or worked with, and how they impacted decision-making.
✨Showcase Your Analytical Skills
Highlight your analytical prowess during the interview. Prepare to discuss statistical methods like Logistic-Linear Regression and model validation approaches. Bring along any relevant projects or case studies that showcase your ability to analyse data effectively and derive actionable insights.
✨Familiarise Yourself with the Company’s Purpose
Understand the company's mission of making home ownership accessible. Be prepared to articulate how your role as a Senior Credit Risk Modeller aligns with this purpose. This will show your genuine interest in the company and how you can contribute to their goals.
✨Prepare for Technical Questions
Expect technical questions related to coding and data analysis, especially in SAS, SQL, and Python. Brush up on your coding skills and be ready to solve problems on the spot. Practising common coding challenges can help you feel more confident during this part of the interview.
